Santa Clara County property record for 227 Lusitano Way, Gilroy, CA 95020 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,071 sqft · built 2015 |
| Lot Size | 0.12 acres (5,247 sqft) |
| Owner | Individual Name on File |
| Last Sale | $640,000 (Aug 2016) |
| Tax Bill | $9,192 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Aug 2019 Mortgage + 2 more |
| Flood Zone | Zone X (reduced by levee) |
| APN | 808-48-072 |
| Primary APN | 808-48-072 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,071 sqft Living Area |
| 1st Floor Area | 831 sqft |
| 2nd Floor Area | 1,240 sqft |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Other |
| Construction Type | Wood |
| Lot Area | 5,247 sqft (0.12 acres) |
| Garage Area | 422 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|
| Street Address | 227 LUSITANO WAY |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-8511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR 10184 LOT 125 |
| Legal Tract | 10184 |
| Legal Lot Number | 125 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 512509 |
Source: Santa Clara County records · APN 808-48-072
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 227 LUSITANO WAY, GILROY, CA 95020-8511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 10, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SANTA CLARA COUNTY FCU |
| Aug 01, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Apr 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK |
| Oct 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 15, 2016 · Amount on Record |
| Deed Sale | Aug 15, 2016 · Amount on Record |
| Prior Sale | Jul 02, 2015 |
| Deed Document Number | 23399969 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 227 LUSITANO WAY, GILROY, CA 95020-8511 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | CHICAGO TITLE PIRT |
| Name | Verified Name |
|---|---|
| Address | 227 LUSITANO WAY, GILROY, CA 95020-8511 |
| Document Number | 0025356060 |
|---|---|
| Date | Aug 10, 2022 |
| Instrument | 25356060 |
| Name | SANTA CLARA COUNTY FCU |
|---|---|
| Type | Credit Union |
| Address | SAN JOSE, CA 95112 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 10, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 227 LUSITANO WAY, GILROY, CA 95020-8511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0024244295 |
|---|---|
| Date | Aug 01, 2019 |
| Instrument | 24244295 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 227 LUSITANO WAY, GILROY, CA 95020-8511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0024455763 |
|---|---|
| Date | Apr 15, 2020 |
| Instrument | 24455763 |
| Name | ONE AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 227 LUSITANO WAY, GILROY, CA 95020-8511 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 227 LUSITANO WAY, GILROY, CA 95020-8511 |
| Document Number | 0024665157 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 24665157 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 01, 2050 |
Source: Santa Clara County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $9,192.00 (+2.19%) | $742,770 (+4.04%) Land $359,779 Building $382,991 |
| 2023 | $8,995.00 (+1.66%) | $713,929 Land $345,809 Building $368,120 |
| 2022 | $8,848.00 |
Source: FEMA National Flood Hazard Layer, Santa Clara County (06085C), updated January 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060855125091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Cost | Premium on Record median of 12 individual NFIP policies nearby |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 8 (1986) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | Feb 1986, river or lake flooding, Severe Storms & Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 477 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Razzolink | Fixed Wireless (unlicensed) | 500 / 250 |
| Etheric Communications, LLC. | Fixed Wireless (licensed-by-rule) | 250 / 100 |
| Hankins Information Technology | Fixed Wireless (unlicensed) | 100 / 20 |
May also be available at this address: Frontier, Verizon, Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.
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