229 Grand Key Loop E, Destin, FL 32541 Property Records

Okaloosa County property record for 229 Grand Key Loop E, Destin, FL 32541 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms6 Beds
Bathrooms4 Baths
Year BuiltBuilt 2006
Square Footage2,600 sqft Heated Area
Lot Size1,170 sqft (0.026 acres)
OccupancyOwner Occupied
Last Sale$1,075,000 (2025)
Tax Bill$9,117.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-598-9087-1
Alternative APN
  • 00-2S-22-1125-0000-0570

Interior

Bedrooms6 Beds
Full Baths4 Baths
Building Area2,600 sqft Heated Area
Gross Area3,050 sqft Gross Area
1st Floor975 sqft 1st Floor
Upper Floors1,625 sqft Upper Floors
Stories3 Stories
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Lot Area1,170 sqft (0.026 acres)
PorchOpen Porch
Porch Area450 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address229 GRAND KEY LOOP E
CityDESTIN
StateFL
Zip32541-3525
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionVILLAGES OF CRYSTAL BEACH LOT 57
Legal Range22
Legal Township02S
Legal SubdivisionVILLAGES OF CRYSTAL BEACH
Legal Lot Number57
JurisdictionOKALOOSA FL
Minor Civil DivisionFORT WALTON BEACH
Census Blockgroup1
Census Block1005
Census Tract23308

Owner

Source: Okaloosa County records · APN C56-000-598-9087-1

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address65 E WASHINGTON ST APT 3109, 3109, NORTH ATTLEBORO, MA 02760-2351
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
May 04, 2021Warranty Deed, Transfer · Veterans Administration Mortgage
CITY FIRST MORTGAGE SERVICES LLC
May 18, 2018Warranty Deed, Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 05, 2025 · Amount on Record
Deed SaleSep 05, 2025 · Amount on Record
Prior SaleMay 04, 2021 · Amount on Record
Deed Doc Number3771882
Record RefreshedJun 08, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 04, 2021
Property Address229 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number0035441756
Book / Page3544 / 1756
Map ReferenceMB 22 PG 75-78
Instrument DateApr 29, 2021
Instrument3452364
Transaction TypeTransfer
Record UpdatedMay 25, 2021
Title CompanyNOVAS TITLE COMPANY LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$6,125.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address4556 NORTHRIDGE PL, 4556, NICEVILLE, FL 32578-8758

Transferred To (Grantee/Buyer)

NameVerified Name
Address300 YACHT CLUB DR, NICEVILLE, FL 32578-7123

Mortgage

Document Number35441758
DateMay 04, 2021
Instrument3544/1758
Lender
NameCITY FIRST MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2051

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateMay 18, 2018
Property Address229 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number0033503732
Book / Page3350 / 3732
Map ReferenceMB22 PG75-78
Instrument DateMay 16, 2018
Instrument3207876
Transaction TypeTransfer
Record UpdatedJan 10, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyCalculated from Tax
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address203 VILLAGE SQ, 203, PULASKI, TN 38478-2929

Transferred To (Grantee/Buyer)

NameVerified Name
Address4556 NORTHRIDGE PL, NICEVILLE, FL 32578-8758

Mortgage

Document Number0003207877
DateMay 18, 2018
Instrument3207877
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 01, 2048

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
MunicipalityDestin City
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,117.00 (+5.31%) Homeowner's exemption$808,912 (+5.99%)$852,453 (-7.02%) Land $308,588 Building $543,865
2023$8,657.00 (+2.26%) Homeowner's exemption$763,218 (+3%)$916,788 (+21.52%) Land $280,000 Building $636,788
2022$8,466.00 Homeowner's exemption$740,988$754,457 Land $225,000 Building $529,457

Flood & Wildfire

229 Grand Key Loop E is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Grand Key Loop E

Nearby Streets

Search Property Records by Address or Parcel Number