235 Grand Key Loop E, Destin, FL 32541 Property Records

Okaloosa County property record for 235 Grand Key Loop E, Destin, FL 32541 · Last verified February 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3 Baths
Year Built	Built 2006
Square Footage	1,884 sqft Heated Area
Lot Size	1,170 sqft (0.026 acres)
Last Sale	$715,000 (2026)
Tax Bill	$8,357.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`C56-000-598-9090-5`
Alternative APN	`00-2S-22-1125-0000-0600`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,884 sqft Heated Area
Gross Area	2,250 sqft Gross Area
1st Floor	999 sqft 1st Floor
Upper Floors	885 sqft Upper Floors
Stories	2 Stories
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2006
Exterior Material	Stucco Exterior
Construction Type	Frame Construction
Roof Construction	Gable/Hip Roof Construction
Lot Area	1,170 sqft (0.026 acres)
Porch	Open Porch
Porch Area	366 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	235 GRAND KEY LOOP E
City	DESTIN
State	FL
Zip	32541-3525
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	VILLAGES OF CRYSTAL BEACH LOT 60
Legal Range	22
Legal Township	02S
Legal Subdivision	VILLAGES OF CRYSTAL BEACH
Legal Lot Number	60
Jurisdiction	OKALOOSA FL
Minor Civil Division	FORT WALTON BEACH
Census Blockgroup	1
Census Block	1005
Census Tract	23308

Owner

Source: Okaloosa County records · APN C56-000-598-9090-5

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	11 N JOHN ST, PEARL RIVER, NY 10965-2535
Owner Type	Owner is a Company

Deeds, Mortgages & Sale History

Date	Document
Jan 07, 2026	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Feb 16, 2023	Beneficiary Deed, Transfer ATTORNEY ONLY, ATTORNEY
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage TOGETHER CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 07, 2026 · Amount on Record
Deed Sale	Jan 07, 2026 · Amount on Record
Prior Sale	Sep 15, 2021 · Amount on Record
Deed Doc Number	3792179
Record Refreshed	Jun 08, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 07, 2026
Property Address	235 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number	0003792179
Map Reference	MB 22 PG 75-78
Instrument Date	Dec 30, 2025
Instrument	3792179
Transaction Type	Transfer
Record Updated	Jan 28, 2026
Title Company	SETCO SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$5,005.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5253 ARROW RIDGE PL, IMPERIAL, MO 63052-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 N JOHN ST, PEARL RIVER, NY 10965-2535

Mortgage

Document Number	0003792181
Date	Jan 07, 2026
Instrument	3792181

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Jan 01, 2031
Change Frequency	6 Months
Min Rate At Change	6.12%
Max Rate At Change	8.12%
Index	SOFR Average 30-Day
Max Rate	11.1%

February 2023: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 16, 2023
Property Address	235 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number	0036622496
Book / Page	3662 / 2496
Map Reference	MB 22 PG 75-78
Instrument Date	Feb 02, 2023
Instrument	3606700
Transaction Type	Transfer
Record Updated	Mar 10, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Zero or No Consideration Stated
Additional	Interfamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5253 ARROW RIDGE PL, IMPERIAL, MO 63052-3216

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	5253 ARROW RIDGE PL, IMPERIAL, MO 63052-3216

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Sep 15, 2021
Property Address	235 GRAND KEY LOOP E, DESTIN, FL 32541-3525
Document Number	0035740460
Book / Page	3574 / 460
Map Reference	MB 22 PG 75-78
Instrument Date	Sep 08, 2021
Instrument	3488756
Transaction Type	Transfer
Record Updated	Sep 29, 2021
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,802.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1085 DEARBORN LN, 1085, VERNON HILLS, IL 60061-3217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1014 ALLEN AVE, SAINT LOUIS, MO 63104-3910

Mortgage

Document Number	3574462
Date	Sep 15, 2021
Instrument	3574/462

Lender

Name	TOGETHER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,357.00 (-0.84%)	$705,644 (-5.48%) Land $308,588 Building $397,056	$705,644 (-5.48%) Land $308,588 Building $397,056
2023	$8,428.00 (+14.68%)	$746,522 (+22.4%) Land $280,000 Building $466,522	$746,522 (+22.4%) Land $280,000 Building $466,522
2022	$7,349.00	$609,897 Land $225,000 Building $384,897	$609,897 Land $225,000 Building $384,897

Flood & Wildfire

235 Grand Key Loop E is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

235 Grand Key Loop E, Destin, FL 32541 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

February 2023: Beneficiary Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Grand Key Loop E

Nearby Streets

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