Montgomery County and Amsterdam City property record for 229 Division St, Amsterdam, NY 12010
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,774 sqft · built 1905 |
| Lot Size | 0.096 acres (4,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $104,544 (Aug 2010) |
| Tax Bill | $2,554 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 39.73-1-10 |
| Primary APN | 270100 39.73-1-10 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,774 sqft Total Area |
| 1st Floor Area | 1,387 sqft |
| 2nd Floor Area | 1,387 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Architectural Style | Traditional |
| Exterior Material | Composition/Composite |
| Lot Area | 4,200 sqft (0.096 acres) |
| Lot Dimensions | 100 ft deep x 42 ft wide |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 643 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0076160 |
|---|---|
| Street Address | 229 DIVISION ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-2325 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RES 2 G L 42 X 100 |
| Legal Block | 1 |
| Legal Lot Number | 10.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 70400 |
229 Division St, a duplex, is owned by two individuals who bought it in August 2010.
Source: Montgomery County and Amsterdam City records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 140 HOBSON AVE, SAINT JAMES, NY 11780-3028 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2010 · Amount on File |
| Deed Sale | Aug 24, 2010 · Amount on File |
| Prior Sale | Mar 24, 2006 · Amount on File |
| Deed Book / Page | 2010 / 38909 |
| Prior Transfer Date | Aug 11, 2010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | May 20, 2026 |
| Property Address | 229 DIVISION ST, AMSTERDAM, NY 12010-2325 |
| Document Number | 0000000974 |
| Instrument Date | May 11, 2026 |
| Instrument | 20261974 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 229 DIVISION ST, AMSTERDAM, NY 12010-2325 |
| Document Number | 0000001974, |
|---|---|
| Date | May 20, 2026 |
| Instrument | 20261974 |
| Name | MOUNTAIN MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 229 Division St was $2,554, up 139.6% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,554.00 (+139.59%) | ||
| 2025 | $1,066.00 | $51,000 Land $1,000 Building $50,000 | $150,000 Land $2,941 Building $147,059 |
| 2023 | $51,000 Land $1,000 Building $50,000 | $118,605 Land $2,326 Building $116,279 | |
| 2020 | $926.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 229 Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 229 Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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