Montgomery County and Amsterdam City property record for 221 Division St, Amsterdam, NY 12010
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,472 sqft · built 1870 |
| Lot Size | 0.091 acres (4,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $1,138 (2026) |
| Deeds & Mortgages | Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 39.73-1-17 |
| Primary APN | 270100 39.73-1-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,472 sqft Total Area |
| 1st Floor Area | 1,236 sqft |
| 2nd Floor Area | 1,236 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 4,000 sqft (0.091 acres) |
| Lot Dimensions | 100 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 280 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 509 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0076120 |
|---|---|
| Street Address | 221 DIVISION ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-2325 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RES G L 40 X 100 |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 70400 |
221 Division St, a duplex, is owned by a company and is owner-occupied.
Source: Montgomery County and Amsterdam City records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 221 DIVISION ST, AMSTERDAM, NY 12010-2325 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Jan 9, 2020 |
| Property Address | 221 DIVISION ST, AMSTERDAM, NY 12010-2325 |
| Document Number | 0000086499 |
| Instrument Date | Jan 2, 2020 |
| Instrument | 86499 |
| Transaction Type | Transfer |
| Record Updated | Feb 18, 2020 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 221 DIVISION ST AMSTERDAM NY 120102325, AMSTERDAM, NY 12010-2325 |
The 2026 property tax bill for 221 Division St was $1,138 with exemptions applied, up 32.8% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,138.00 (+32.79%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $857.00 | $41,000 Land $900 Building $40,100 | $120,588 Land $2,647 Building $117,941 |
| 2023 | $41,000 Land $900 Building $40,100 | $95,349 Land $2,093 Building $93,256 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 221 Division St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 221 Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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