Montgomery County and Amsterdam City property record for 228 Division St, Amsterdam, NY 12010
| Property Type | Duplex |
|---|---|
| Details | 6 bd · 2 ba · 2,890 sqft · built 1890 |
| Lot Size | 0.12 acres (5,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $102,500 (Mar 2022) |
| Tax Bill | $2,203 (2026) |
| Deeds & Mortgages | Nov 2022 Refinance Mar 2022 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 270100 39.73-1-66 |
| Primary APN | 270100 39.73-1-66 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,890 sqft Total Area |
| 1st Floor Area | 1,445 sqft |
| 2nd Floor Area | 1,445 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Brick |
| Lot Area | 5,250 sqft (0.12 acres) |
| Lot Dimensions | 100 ft deep x 52.5 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 485 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0083060 |
|---|---|
| Street Address | 228 DIVISION ST |
| City | AMSTERDAM |
| State | NY |
| Zip | 12010-2327 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | 03 - MULTI |
| Legal Description | RES 2 G L 52 X 100 |
| Legal Block | 1 |
| Legal Lot Number | 66.000 |
| Jurisdiction | MONTGOMERY NY |
| Township / Civil Division | AMSTERDAM |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 70400 |
228 Division St, a duplex, is owned by a company that acquired it in July 2022.
Source: Montgomery County and Amsterdam City records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 146 JAY ST, SCHENECTADY, NY 12305-1906 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2022 | Quit Claim Deed, Transfer · Stand-Alone Refinance SUNMARK FCU |
| Mar 8, 2022 | Warranty Deed, Transfer MISC COMPANY |
| Apr 12, 2019 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 8, 2022 · Amount on File |
| Deed Sale | Mar 8, 2022 · Amount on File |
| Prior Sale | Apr 12, 2019 · Amount on File |
| Deed Document Number | 202297725 |
| Last Transfer Date | Jul 26, 2022 |
| Transfer Doc | 0000000166 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Nov 29, 2022 |
| Property Address | 228 DIVISION ST, AMSTERDAM, NY 12010-2327 |
| Document Number | 0000000161 |
| Instrument Date | Jul 26, 2022 |
| Instrument | 2022-1161 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 146 JAY ST, SCHENECTADY, NY 12305-1906 |
| Document Number | 0000000166 |
|---|---|
| Date | Nov 29, 2022 |
| Instrument | 2022-1166 |
| Name | SUNMARK FCU |
|---|---|
| Type | Credit Union |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Dec 1, 2032 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Mar 8, 2022 |
| Property Address | 228 DIVISION ST, AMSTERDAM, NY 12010-2327 |
| Document Number | 0000007725 |
| Instrument Date | Feb 22, 2022 |
| Instrument | 2022-97725 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2022 |
| Title Company | MISC COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 850 MIDDLE ST, SCHENECTADY, NY 12309-1016 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONTGOMERY NY |
| Recording Date | Apr 12, 2019 |
| Property Address | 228 DIVISION ST, AMSTERDAM, NY 12010-2327 |
| Document Number | 0000082768 |
| Instrument Date | Nov 19, 2018 |
| Instrument | 82768 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2019 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 228 DIVISION ST AMSTERDAM NY 120102327, AMSTERDAM, NY 12010-2327 |
The 2026 property tax bill for 228 Division St was $2,203, up 139.5% from the year before.
Source: Montgomery County and Amsterdam City assessment roll, as of May 11, 2026
| Type | Name |
|---|---|
| State | New York |
| Municipality | Amsterdam City |
| County | Montgomery County |
| Unified School District | Amsterdam City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,203.00 (+139.46%) | ||
| 2025 | $920.00 | $44,000 Land $1,200 Building $42,800 | $129,412 Land $3,529 Building $125,883 |
| 2023 | $44,000 Land $1,200 Building $42,800 | $102,326 Land $2,791 Building $99,535 | |
| 2020 | $799.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 228 Division St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2016 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Division St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMSTERDAM (C) serves 20,700 people · EPA ID NY2800136 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 14 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 557 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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