229 Cushing Ave, Dayton, OH 45429 Property Records

Montgomery County property record for 229 Cushing Ave, Dayton, OH 45429

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,151 sqft · built 1940
Lot Size	0.115 acres (5,040 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Mar 2015)
Tax Bill	$3,939 (2024)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`N64 00203 0016`

Property Details

APN / Parcel Number

Primary APN	`N64 00203 0016`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,151 sqft Living Area
1st Floor Area	959 sqft
Basement Area	70 sqft
Unfinished Basement	70 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	5,040 sqft (0.115 acres)
Lot Dimensions	120 ft deep x 42 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	70 sqft
Patio Area	112 sqft
Canopy	112 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	229 CUSHING AVE
City	DAYTON
State	OH
Zip	45429-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	16 E OAKWOOD R C
Legal Subdivision	OAKWOOD
Legal Lot Number	16
Jurisdiction	MONTGOMERY OH
Township / Civil Division	KETTERING
Census Block Group	1
Census Block	1014
Census Tract	20800

Owner

229 Cushing Ave is owned and occupied by an individual who acquired it in December 2020.

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	229 CUSHING AVE, DAYTON, OH 45429-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 17, 2015 · Amount on File
Deed Sale	Mar 17, 2015 · Amount on File
Prior Sale	Mar 3, 2011
Deed Document Number	0000013202
Last Transfer Date	Dec 8, 2020
Transfer Doc	0000073643
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 8, 2020
Property Address	229 CUSHING AVE, DAYTON, OH 45429-2605
Document Number	0000073643
Instrument Date	Oct 6, 2020
Instrument	73643
Transaction Type	Transfer
Record Updated	Dec 22, 2020
Title Company	LANDMARK TITLE, LANDMARK TITLE AGENCY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 CUSHING AVE KETTERING OH 454292605, KETTERING, OH 45429-2605

Mortgage

Document Number	73712
Date	Dec 8, 2020
Instrument	73712

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 7, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Kettering City
Unified School District	Kettering City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,470 Land $12,820 Building $48,650
2024	$3,939.00 (+2.71%)
2023	$3,835.00 (+14.55%)	$61,470 (+45.11%) Land $12,820 Building $48,650	$175,630 Land $36,630 Building $139,000
2022	$3,348.00	$42,360 Land $8,840 Building $33,520
2020			$121,020 Land $25,260 Building $95,760

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 229 Cushing Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 229 Cushing Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315
Water Source	Purchased surface water from DAYTON PUBLIC WATER SYSTEM
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20