Montgomery County property record for 225 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,272 sqft · built 1939 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Individual Name on File |
| Last Sale | $103,000 (Oct 2014) |
| Tax Bill | $4,398 (2024) |
| Deeds & Mortgages | Nov 2023 Mortgage Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00203-0015 |
| Primary APN | N64-00203-0015 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1939 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 216 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 140 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 225 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2605 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 15 E OAKWOOD R * C |
| Legal Subdivision | E OAKWOOD R & C |
| Legal Lot Number | 15 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 20800 |
225 Cushing Ave is owned and occupied by an individual who bought it in October 2014.
Source: Montgomery County records, as of May 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 225 CUSHING AVE, DAYTON, OH 45429-2605 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2023 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| Feb 9, 2022 | Deed of Trust, Mortgage WRIGHT-PATT CREDIT UNION INC |
| Jun 25, 2020 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2014 · Amount on File |
| Deed Sale | Oct 22, 2014 · Amount on File |
| Prior Sale | Nov 16, 2010 · Amount on File |
| Deed Document Number | 201456815 |
| Prior Transfer Date | Jun 1, 2004 |
| Prior Transfer Doc | 0000073903 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 225 CUSHING AVE, DAYTON, OH 45429-2605 |
| Transaction Type | Mortgage |
| Record Updated | Dec 6, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000060015 |
|---|---|
| Date | Nov 22, 2023 |
| Instrument | 202300060015 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45434 |
| Amount | Amount on Record |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 225 CUSHING AVE, DAYTON, OH 45429-2605 |
| Transaction Type | Mortgage |
| Record Updated | Feb 25, 2022 |
| Title Company | HALLMARK TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000008780 |
|---|---|
| Date | Feb 9, 2022 |
| Instrument | 2022-00008780 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Amount | Amount on Record |
|---|---|
| Term | 361 Months |
| Due | Mar 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 225 CUSHING AVE, DAYTON, OH 45429-2605 |
| Document Number | 0000045626 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 3, 2020 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 225 CUSHING AVE KETTERING OH 454292605, KETTERING, OH 45429-2605 |
| Document Number | 0000045626 |
|---|---|
| Date | Aug 7, 2020 |
| Instrument | 45626 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Aug 6, 2045 |
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $64,460 Land $12,820 Building $51,640 | $184,170 Land $36,630 Building $147,540 | |
| 2024 | $4,398.00 (+2.76%) | ||
| 2023 | $4,280.00 (+13.23%) | $64,460 (+45.15%) Land $12,820 Building $51,640 | $184,170 Land $36,630 Building $147,540 |
| 2022 | $3,780.00 | $44,410 Land $8,840 Building $35,570 | |
| 2020 | $126,900 Land $25,260 Building $101,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 225 Cushing Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 225 Cushing Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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