Montgomery County property record for 220 Cushing Ave, Dayton, OH 45429
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,217 sqft · built 1940 |
| Lot Size | 0.116 acres (5,040 sqft) |
| Owner | Company Name on File |
| Last Sale | $140,700 (Jul 2025) |
| Tax Bill | $5,094 (2025) |
| Deeds & Mortgages | Sep 2026 Transfer Jul 2025 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N64-00203-0084 |
| Primary APN | N64-00203-0084 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,217 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Basement Area | 209 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Cape Cod |
| Exterior Material | Brick |
| Lot Area | 5,040 sqft (0.116 acres) |
| Lot Dimensions | 120 ft deep x 42 ft wide |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Concrete/Masonry Porch |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 88 sqft |
| Canopy | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 220 CUSHING AVE |
|---|---|
| City | DAYTON |
| State | OH |
| Zip | 45429-2606 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 84 E OAKWOOD R & C |
| Legal Subdivision | E OAKWOOD R & C |
| Legal Lot Number | 84 |
| Jurisdiction | MONTGOMERY OH |
| Township / Civil Division | KETTERING |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20800 |
220 Cushing Ave is owned by a company that acquired it in July 2026.
Source: Montgomery County records, as of September 24, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 220 CUSHING AVE, DAYTON, OH 45429-2606 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 9, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 3, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CREDIT UNION INC |
| May 9, 2025 | Affidavit of Death of Joint Tenant, Transfer |
| Feb 10, 2020 | Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CU |
| Jul 30, 2019 | Warranty Deed, Transfer HALLMARK TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 3, 2025 · Amount on File |
| Deed Sale | Jul 3, 2025 · Amount on File |
| Prior Sale | Jul 30, 2019 · Amount on File |
| Deed Document Number | 202534856 |
| Last Transfer Date | Jul 9, 2026 |
| Transfer Doc | 0000054159 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Sep 9, 2026 |
| Property Address | 220 CUSHING AVE, DAYTON, OH 45429-2606 |
| Document Number | 0000054159 |
| Instrument Date | Jul 9, 2026 |
| Instrument | 202654159 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 220 CUSHING AVE, DAYTON, OH 45429-2606 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 220 CUSHING AVE, DAYTON, OH 45429-2606 |
| Transaction Type | Mortgage |
| Record Updated | Jun 16, 2026 |
| Name | Verified Name |
|---|---|
| Address | 520 12TH ST S, ARLINGTON, VA 22202-4211 |
| Document Number | 0000034857 |
|---|---|
| Date | Jul 3, 2025 |
| Instrument | 2025-00034857 |
| Name | WRIGHT-PATT CREDIT UNION INC |
|---|---|
| Type | Credit Union |
| Address | DAYTON, OH 45431 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Jul 1, 2030 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Max Rate | 10.3% |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | May 9, 2025 |
| Property Address | 220 CUSHING AVE, DAYTON, OH 45429-2606 |
| Document Number | 0000025108 |
| Map Reference | MB P PG 3 |
| Instrument Date | Apr 19, 2025 |
| Instrument | 2025-00025108 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 CUSHING AVE, DAYTON, OH 45429-2606 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Property Address | 220 CUSHING AVE, DAYTON, OH 45429-2606 |
| Document Number | 0000014804 |
| Instrument Date | Feb 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 12, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 220 CUSHING AVE KETTERING OH 454292606, KETTERING, OH 45429-2606 |
| Document Number | 0000014804 |
|---|---|
| Date | Mar 5, 2020 |
| Instrument | 14804 |
| Name | WRIGHT-PATT CU |
|---|---|
| Type | Credit Union |
| Address | BEAVERCREEK, OH 45434 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Mar 4, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY OH |
| Recording Date | Jul 30, 2019 |
| Property Address | 220 CUSHING AVE, DAYTON, OH 45429-2606 |
| Document Number | 0000040216 |
| Instrument Date | Jul 23, 2019 |
| Instrument | 40216 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | HALLMARK TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $480.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 220 CUSHING AVE KETTERING OH 454292606, KETTERING, OH 45429-2606 |
The 2025 property tax bill for 220 Cushing Ave was $5,094, down 0.2% from the year before.
Source: Montgomery County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Montgomery County |
| Municipality | Kettering City |
| Unified School District | Kettering City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,094.00 (-0.2%) | $79,690 Land $12,820 Building $66,870 | $227,700 Land $36,630 Building $191,070 |
| 2024 | $5,104.00 (+2.92%) | ||
| 2023 | $4,959.00 (+14.61%) | $79,690 (+45.13%) Land $12,820 Building $66,870 | $227,700 Land $36,630 Building $191,070 |
| 2022 | $4,327.00 | $54,910 Land $8,840 Building $46,070 | |
| 2020 | $156,890 Land $25,260 Building $131,630 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 220 Cushing Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 21, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 220 Cushing Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MONTGOMERY COUNTY WATER SERVICES 1 PWS serves 150,207 people · EPA ID OH5701315 |
|---|---|
| Water Source | Purchased surface water from DAYTON PUBLIC WATER SYSTEM |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2017 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures