229 Covena Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 229 Covena Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,346 sqft · built 1948
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,210 (2026)
Deeds & Mortgages	Jul 2026 Transfer May 2026 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`108-015-031-000`

Property Details

APN / Parcel Number

Primary APN	`108-015-031-000`
Alternative APNs	`1081531000` `1081531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,346 sqft Living Area
1st Floor Area	1,346 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
View / Lot	Corner
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	229 COVENA AVE
City	MODESTO
State	CA
Zip	95354-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	E H GUM
Legal Block	5
Legal Lot Number	9&10
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5016
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	229 COVENA AVE, MODESTO, CA 95354-2820
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2026	Gift Deed, Transfer NONE LISTED ON DOCUMENT
May 20, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Nov 25, 2025	Deed of Trust, Mortgage · FHA Mortgage BROKER SOLUTIONS INC
Jan 29, 2024	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Mar 17, 2021	Intrafamily Transfer, Transfer FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY
Mar 17, 2021	Grant Deed, Transfer · FHA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 17, 2021
Deed Sale	Mar 17, 2021
Prior Sale	Mar 17, 2021 · Amount on Record
Deed Document Number	202125298
Prior Transfer Date	Nov 29, 2010
Prior Transfer Doc	0000110639
Record Updated	Oct 29, 2026

July 2026: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	STANISLAUS CA
Recording Date	Jul 24, 2026
Property Address	229 COVENA AVE, MODESTO, CA 95354-2820
Document Number	0000040825
Instrument Date	Jul 17, 2026
Instrument	202640825
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	229 COVENA AVE, MODESTO, CA 95354-2820

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Recording Date	May 20, 2026
Property Address	229 COVENA AVE, MODESTO, CA 95354-2820
Document Number	0000028374
Instrument Date	Apr 30, 2026
Instrument	202628374
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner, 167
Address	229 COVENA AVE, MODESTO, CA 95354-2820

Mortgage

Document Number	0000028374,
Date	May 20, 2026
Instrument	202628374

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Apr 1, 2051

Interest

Rate	6.46%
Max Rate	-1%

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	229 COVENA AVE, MODESTO, CA 95354-2820
Transaction Type	Mortgage
Record Updated	Dec 3, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 COVENA AVE, MODESTO, CA 95354-2820

Mortgage

Document Number	0000058476
Date	Nov 25, 2025
Instrument	2025-0058476

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	305 Months
Due	Apr 1, 2051

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	229 COVENA AVE, MODESTO, CA 95354-2820
Transaction Type	Mortgage
Record Updated	Feb 7, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 COVENA AVE, MODESTO, CA 95354-2820

Mortgage

Document Number	0000003383
Date	Jan 29, 2024
Instrument	2024-0003383

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Apr 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Mar 17, 2021
Property Address	229 COVENA AVE, MODESTO, CA 95354-2820
Document Number	0000025298
Map Reference	VOL 11 PG 42
Instrument Date	Mar 12, 2021
Instrument	2021-0025298
Transaction Type	Transfer
Record Updated	Jul 25, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 COVENA AVE, MODESTO, CA 95354-2820

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Mar 17, 2021
Property Address	229 COVENA AVE, MODESTO, CA 95354-2820
Document Number	0000025297
Map Reference	VOL 11 PG 42
Instrument Date	Mar 11, 2021
Instrument	2021-0025297
Transaction Type	Transfer
Record Updated	Jun 15, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	229 COVENA AVE, MODESTO, CA 95354-2820

Mortgage

Document Number	0000025299
Date	Mar 17, 2021
Instrument	2021-0025299

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$4,210.00 (+1.1%)	$363,239 (+2%) Land $198,733 Building $164,506
2025	$4,164.00 (+6.25%)	$356,118 (+4.04%) Land $194,837 Building $161,281
2023	$3,919.00 (+2.48%)	$342,291 Land $187,272 Building $155,019
2022	$3,824.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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