221 Covena Ave, Modesto, CA 95354 Property Records

Stanislaus County property record for 221 Covena Ave, Modesto, CA 95354

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 608 sqft · built 2024
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on Record
Tax Bill	$2,260 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Apr 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`108-015-050-000`

Property Details

APN / Parcel Number

Primary APN	`108-015-050-000`
Alternative APN	`1081550`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	608 sqft Living Area
Gross Area	1,336 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Construction Type	Wood
Lot Area	6,098 sqft (0.139 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	1081550
Street Address	221 COVENA AVE
City	MODESTO
State	CA
Zip	95354-2820
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:2097
Legal Subdivision	E H GUM
Legal Block	2097
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	5
Census Block	5016
Census Tract	1900

Owner

Source: Stanislaus County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	221 COVENA AVE, MODESTO, CA 95354-2820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 26, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Apr 26, 2023	Affidavit of Death of Joint Tenant, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Apr 26, 2023
Record Updated	Jun 7, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	221 COVENA AVE, MODESTO, CA 95354-2820
Transaction Type	Mortgage
Record Updated	Nov 17, 2023
Title Company	AMROCK INC, AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 COVENA AVE, MODESTO, CA 95354-2820

Mortgage

Document Number	0000052778
Date	Nov 7, 2023
Instrument	2023-0052778

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	STANISLAUS CA
Recording Date	Apr 26, 2023
Property Address	221 COVENA AVE, MODESTO, CA 95354-2820
Document Number	0000018208
Map Reference	VOL 11 PG 42
Instrument Date	Apr 25, 2023
Instrument	2023-0018208
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	221 COVENA AVE, MODESTO, CA 95354-2820

April 2023: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	STANISLAUS CA
Recording Date	Apr 26, 2023
Property Address	221 COVENA AVE, MODESTO, CA 95354-2820
Document Number	0000018207
Map Reference	VOL 11 PG 42
Instrument Date	Apr 25, 2023
Instrument	2023-0018207
Transaction Type	Transfer
Record Updated	May 8, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 COVENA AVE, MODESTO, CA 95354-2820

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Modesto City
Elementary School District	Modesto City Elementary School District (KG - 08)
Secondary School District	Modesto City High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,260.00 (+97.73%) Homeowner's exemption	$200,306 (+100.54%) Land $31,165 Building $169,141
2023	$1,143.00 (+2.51%)	$99,882 Land $29,955 Building $69,927
2022	$1,115.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MODESTO serves 218,915 people · EPA ID CA5010010
Water Source	Purchased surface water from MODESTO IRRIGATION DISTRICT
Last State Inspection	Jan 2025
Lead	12 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ezWave, Verizon.

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