229 Aptos Beach Dr, Aptos, CA 95003 Property Records

Santa Cruz County property record for 229 Aptos Beach Dr, Aptos, CA 95003 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage1,783 sqft Living Area
Lot Size2,919 sqft (0.067 acres)
GarageAttached, 295 sqft
Last Sale$1,675,000 (2021)
Tax Bill$21,705.00 (2025)

Property Details

APN / Parcel Number

Primary APN042-191-23
Alternative APN
  • 042-191-23-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,783 sqft Living Area
Gross Area2,078 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 2000
Construction TypeWood Construction
Roof MaterialOther (not Classified) Roof
Lot Area2,919 sqft (0.067 acres)
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Garage Area295 sqft Garage
Deck Area378 sqft Deck
Patio Area378 sqft Patio

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address229 APTOS BEACH DR
CityAPTOS
StateCA
Zip95003-4536
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionAPTOS BEACH COUNTRY CLUB BLK 00005 LOT 000005 MAP 000023 00025
Legal SubdivisionAPTOS BEACH CC PROPS 05
Legal Block59
Legal Lot Number5
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup3
Census Block3016
Census Tract122205

Owner

Source: Santa Cruz County records · APN 042-191-23

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address850 LAWRENCE DR, SAN JOSE, CA 95120
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 20, 2021Grant Deed, Transfer
OLD REPUBLIC TITLE COMPANY
Jun 07, 2021Deed of Trust, Mortgage · Conventional Mortgage
GOOGAIN INC
Nov 23, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOOGAIN INC
Feb 14, 2020Deed of Trust, Mortgage · Conventional Mortgage
GOOGAIN
Apr 20, 2018Grant Deed, Transfer · Adjustable Rate Mortgage (ARM)
TECHNOLOGY CU

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2021 · Amount on Record
Deed SaleOct 20, 2021 · Amount on Record
Prior SaleApr 20, 2018 · Amount on Record
Deed Doc Number202152725
Prior Transfer DateNov 10, 2014
Prior Transfer Doc0000039081
Record RefreshedSep 20, 2026

October 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateOct 20, 2021
Property Address229 APTOS BEACH DR, APTOS, CA 95003-4536
Document Number0000052725
Map ReferenceMB 23 PG 25
Instrument DateOct 14, 2021
Instrument2021-0052725
Transaction TypeTransfer
Record UpdatedJun 07, 2023
Title CompanyOLD REPUBLIC TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$1,842.50
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address850 LAWRENCE DR, GILROY, CA 95020-3303
InvestorPossibly a Property Investor

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address229 APTOS BEACH DR, APTOS, CA 95003-4536
Transaction TypeMortgage
Record UpdatedJun 23, 2021
Title CompanyATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 APTOS BEACH DR, APTOS, CA 95003-4536

Mortgage

Document Number0000031289
DateJun 07, 2021
Instrument2021-0031289
Lender
NameGOOGAIN INC
TypeMortgage Company
AddressSUNNYVALE, CA 94086
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051
Interest
Rate TypeAdjustable Rate
Rate2.87%
Type Change DateJul 01, 2028
Change Frequency6 Months
Min Rate At Change2.75%
Max Rate At Change4.87%
IndexOther
Max Rate7.87%

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address229 APTOS BEACH DR, APTOS, CA 95003-4536
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address229 APTOS BEACH DR, APTOS, CA 95003-4536

Mortgage

Document Number0000049929
DateNov 23, 2020
Instrument2020-0049929
Lender
NameGOOGAIN INC
TypeMortgage Company
AddressSUNNYVALE, CA 94086
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 01, 2050

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address229 APTOS BEACH DR, APTOS, CA 95003-4536
Document Number0000007498
Instrument DateFeb 14, 2020
Transaction TypeMortgage
Record UpdatedMar 23, 2020
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address229 APTOS BEACH DR APTOS CA 950034536, APTOS, CA 95003-4536

Mortgage

Document Number0000007498
DateMar 03, 2020
Instrument7498
Lender
NameGOOGAIN
AddressSUNNYVALE, CA 94086
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 02, 2050

April 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CRUZ CA
Recording DateApr 20, 2018
Property Address229 APTOS BEACH DR, APTOS, CA 95003-4536
Document Number0000011835
Map ReferenceMB 23 PG 25
Instrument DateApr 10, 2018
Instrument2018-0011835
Transaction TypeTransfer
Record UpdatedAug 17, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property (Marital Community) with Rights of Survivorship
Address229 APTOS BEACH DR, APTOS, CA 95003-4536

Mortgage

Document Number0000011836
DateApr 20, 2018
Instrument2018-0011836
Lender
NameTECHNOLOGY CU
TypeCredit Union
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueMay 01, 2048
Interest
Rate TypeAdjustable Rate
Rate4%
Type Change DateMay 01, 2025
Change FrequencyAnnually
Min Rate At Change2.25%
Max Rate At Change9%
Index1-Year LIBOR
Max Rate9%

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$1,813,074 (+2%) Land $1,450,459 Building $362,615
2025$21,705.00 (+9.49%)$1,777,524 (+4.04%) Land $1,422,019 Building $355,505
2023$19,824.00 (+1.99%)$1,708,500 Land $1,366,800 Building $341,700$1,548,450
2022$19,437.00

Flood & Wildfire

229 Aptos Beach Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Santa Cruz County (06087C), updated July 10, 2019

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

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