Santa Cruz County property record for 232 Aptos Beach Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1998 |
| Square Footage | 1,952 sqft Living Area |
| Lot Size | 5,009 sqft (0.115 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $2,050,000 (2026) |
| Tax Bill | $6,644.00 (2025) |
| Primary APN | 042-225-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,952 sqft Living Area |
| Gross Area | 2,392 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood Construction |
| Roof Construction | Sawtooth Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 5,009 sqft (0.115 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Deck Area | 735 sqft Deck |
| Patio Area | 735 sqft Patio |
| Topography | Steep Topography |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 232 APTOS BEACH DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4550 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BLK 44 LOT 3 |
| Legal Subdivision | APTOS BCH CNTRY CLB PROP 04 |
| Legal Block | 44 |
| Legal Lot Number | 3 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 3 |
| Census Block | 3009 |
| Census Tract | 122205 |
Source: Santa Cruz County records · APN 042-225-24
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1929 HARMIL WAY, SAN JOSE, CA 95125-2541 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Living Trust |
| Date | Document |
|---|---|
| Aug 03, 2026 | Grant Deed, Transfer · Conventional Mortgage TOMASSO MORTGAGE |
| Mar 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2026 · Amount on Record |
| Deed Sale | Aug 03, 2026 · Amount on Record |
| Prior Sale | Sep 29, 1997 · Amount on Record |
| Deed Doc Number | 202617435 |
| Prior Transfer Date | Nov 24, 2022 |
| Prior Transfer Doc | 0000031907 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 03, 2026 |
| Property Address | 232 APTOS BEACH DR, APTOS, CA 95003-4550 |
| Document Number | 0000017435 |
| Instrument Date | Jul 28, 2026 |
| Instrument | 202617435 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | REPUBLIC TITLE COMPANY, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $227,755.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 1929 HARMIL WAY, SAN JOSE, CA 95125-2541 |
| Document Number | 0000017436, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 202617436 |
| Name | TOMASSO MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 232 APTOS BEACH DR, APTOS, CA 95003-4550 |
| Transaction Type | Mortgage |
| Record Updated | Apr 07, 2021 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 232 APTOS BEACH DR, APTOS, CA 95003-4550 |
| Document Number | 0000016801 |
|---|---|
| Date | Mar 23, 2021 |
| Instrument | 2021-0016801 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $461,366 (+2%) Land $146,585 Building $314,781 | ||
| 2025 | $6,644.00 (+11.42%) Homeowner's exemption | $452,319 (+4.04%) Land $143,711 Building $308,608 | |
| 2023 | $5,963.00 (+2.63%) Homeowner's exemption | $434,755 Land $138,130 Building $296,625 | $1,393,740 |
| 2022 | $5,810.00 |
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