Santa Cruz County property record for 222 Aptos Beach Dr, Aptos, CA 95003 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2020 |
| Square Footage | 1,617 sqft Living Area |
| Lot Size | 2,744 sqft (0.063 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,600,000 (2024) |
| Tax Bill | $19,698.00 (2025) |
Source: Santa Cruz County records · APN 042-171-07
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 222 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust, Family Trust |
| Date | Document |
|---|---|
| Dec 31, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ALAMEDA MORTGAGE CORP |
| Jun 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FSLA OF CLEVELAND |
| Feb 05, 2020 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jan 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THIRD FED'L S&L ASSN/CLEVELAND |
| Jun 12, 2017 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2024 · Amount on Record |
| Deed Sale | Jul 12, 2024 · Amount on Record |
| Prior Sale | Jan 08, 2016 · Amount on Record |
| Deed Doc Number | 202413195 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 222 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Transaction Type | Mortgage |
| Record Updated | Jan 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMP |
| Name | Verified Name |
|---|---|
| Address | 2321 E HOGAN AVE, FRESNO, CA 93730-5147 |
| Document Number | 0000028963 |
|---|---|
| Date | Dec 31, 2025 |
| Instrument | 2025-0028963 |
| Name | ALAMEDA MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | WALNUT CREEK, CA 94596 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 222 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Transaction Type | Mortgage |
| Record Updated | Jul 06, 2021 |
| Title Company | STEWART TITLE, STEWART TITLE CALIFORNIA |
| Name | Verified Name |
|---|---|
| Address | 222 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Document Number | 0000032539 |
|---|---|
| Date | Jun 14, 2021 |
| Instrument | 2021-0032539 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 222 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0000004265 |
|---|---|
| Date | Feb 05, 2020 |
| Instrument | 2020-0004265 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Lending Institution |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 14, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 222 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Document Number | 0000002068 |
| Instrument Date | Jan 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2020 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 222 APTOS BEACH DR APTOS CA 950034540, APTOS, CA 95003-4540 |
| Document Number | 0000002068 |
|---|---|
| Date | Jan 21, 2020 |
| Instrument | 2068 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.29% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 222 APTOS BEACH DR, APTOS, CA 95003-4540 |
| Document Number | 0000021527 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jul 11, 2017 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 222 APTOS BEACH DR APTOS CA 950034540, APTOS, CA 95003-4540 |
| Document Number | 0000021527 |
|---|---|
| Date | Jun 30, 2017 |
| Instrument | 21527 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 29, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | Pajaro Valley Joint Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,632,000 (+2%) Land $1,224,000 Building $408,000 | ||
| 2025 | $19,698.00 (+77.08%) | $1,600,000 (+76.88%) Land $1,200,000 Building $400,000 | |
| 2023 | $11,124.00 (+2.21%) | $904,575 Land $678,431 Building $226,144 | $1,060,830 |
| 2022 | $10,884.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 042-171-07 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Building Area | 1,617 sqft Living Area |
| Gross Area | 1,927 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2020 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 2,744 sqft (0.063 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 310 sqft Garage |
| Deck Area | 304 sqft Deck |
| Patio Area | 304 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Municipal Sewage |
| Water Source | Commercial Water Source |
| Street Address | 222 APTOS BEACH DR |
|---|---|
| City | APTOS |
| State | CA |
| Zip | 95003-4540 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | APTOS BEACH CC PROPS SUB #5 |
| Legal Block | 65 |
| Legal Lot Number | 15 |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SANTA CRUZ |
| Census Blockgroup | 3 |
| Census Block | 3012 |
| Census Tract | 122205 |
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