Pinellas County property record for 2286 Islander Ct, Palm Harbor, FL 34683
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,674 sqft · built 1989 |
| Lot Size | 0.318 acres (13,870 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $329,900 (Mar 2019) |
| Tax Bill | $7,854 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Nov 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-741-0210-4 |
| Primary APN | C62-000-741-0210-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,674 sqft Living Area |
| Gross Area | 3,470 sqft |
| 1st Floor Area | 2,674 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Custom Design |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 13,870 sqft (0.318 acres) |
| Lot Dimensions | 126 ft deep x 65 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 620 sqft |
| Deck Area | 440 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R382314 |
|---|---|
| Street Address | 2286 ISLANDER CT |
| City | PALM HARBOR |
| State | FL |
| Zip | 34683-2645 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | CRYSTAL BEACH ESTATES UNIT II LOT 17 |
| Legal Range | 15E |
| Legal Township | 27S |
| Legal Section | 35 |
| Legal Subdivision | CRYSTAL BEACH ESTATES |
| Legal Tract | 19895 |
| Legal Lot Number | 17 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | TARPON SPRINGS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 27206 |
Source: Pinellas County records, as of September 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2286 ISLANDER CT, PALM HARBOR, FL 34683-2645 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 14, 2022 | Deed of Trust, Mortgage · Line of Credit ACHIEVA CU |
| Nov 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Mar 19, 2019 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Jun 7, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE INC COMPANY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 19, 2019 · Amount on Record |
| Deed Sale | Mar 19, 2019 · Amount on Record |
| Prior Sale | Jun 7, 2018 · Amount on Record |
| Deed Document Number | 201984265 |
| Deed Book / Page | 20466 / 1451 |
| Prior Transfer Date | Dec 10, 2012 |
| Prior Transfer Doc | 0178881837 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2286 ISLANDER CT, PALM HARBOR, FL 34683-2645 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2286 ISLANDER CT, PALM HARBOR, FL 34683-2645 |
| Document Number | 0219741586 |
|---|---|
| Date | Mar 14, 2022 |
| Book Page | 21974/1586 |
| Instrument | 2022080412 |
| Name | ACHIEVA CU |
|---|---|
| Type | Credit Union |
| Address | FORT PIERCE, FL 34947 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 27, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2286 ISLANDER CT, PALM HARBOR, FL 34683-2645 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|---|
| Address | 2286 ISLANDER CT, PALM HARBOR, FL 34683-2645 |
| Document Number | 0218012591 |
|---|---|
| Date | Nov 10, 2021 |
| Book Page | 21801/2591 |
| Instrument | 2021368167 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 2286 ISLANDER CT, PALM HARBOR, FL 34683-2645 |
| Document Number | 0210172119 |
| Instrument Date | May 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 2286 ISLANDER CT PALM HARBOR FL 346832645, PALM HARBOR, FL 34683-2645 |
| Document Number | 0210172119 |
|---|---|
| Date | May 29, 2020 |
| Book Page | 021017/002119 |
| Instrument | 163781 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 28, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Mar 19, 2019 |
| Property Address | 2286 ISLANDER CT, PALM HARBOR, FL 34683-2645 |
| Document Number | 0204661451 |
| Book / Page | 020466 / 001451 |
| Instrument Date | Mar 18, 2019 |
| Instrument | 84265 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,309.30 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2286 ISLANDER CT PALM HARBOR FL 346832645, PALM HARBOR, FL 34683-2645 |
| Document Number | 204661453 |
|---|---|
| Date | Mar 19, 2019 |
| Book Page | 020466/001453 |
| Instrument | 84266 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 18, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PINELLAS FL |
| Recording Date | Jun 7, 2018 |
| Property Address | 2286 ISLANDER CT, PALM HARBOR, FL 34683-2645 |
| Document Number | 0200811436 |
| Book / Page | 020081 / 001436 |
| Instrument Date | Jun 6, 2018 |
| Instrument | 181436 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2018 |
| Title Company | FIRST AMERICAN TITLE INC COMPANY |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,450.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2212 E WILLIAMS FIELD ROAD 11 #2 GILBERT AZ 85295, 2, GILBERT, AZ 85295 |
| Investor | Possibly a Property Investor |
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,854.00 (+5.55%) Homeowner's exemption | $466,724 (+5.99%) | $531,751 (+14.57%) Land $126,001 Building $405,750 |
| 2024 | $7,441.00 (+1.4%) | ||
| 2023 | $7,338.00 (+2.69%) Homeowner's exemption | $440,359 (+3%) | $464,134 (+8.56%) Land $161,152 Building $302,982 |
| 2022 | $7,146.00 Homeowner's exemption | $427,533 | $427,533 Land $173,964 Building $253,569 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 52 policies |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 52 in force |
| Nearby Flood Claims | 6 (2004–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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