2304 Islander Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2304 Islander Ct, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,526 sqft · built 1988
Lot Size0.321 acres (13,974 sqft)
Owner2 Company Names on Record
Last Sale$330,000 (Aug 2025)
Tax Bill$2,321 (2025)
Deeds & MortgagesAug 2025 Sale & Mortgage
Dec 2018 Line of Credit
Flood ZoneZone X (minimal risk)
APNC62-000-741-0209-6

Property Details

APN / Parcel Number

Primary APNC62-000-741-0209-6
Alternative APNs
  • 35-27-15-19895-000-0160
  • 271535198950000160
  • 152735198950000160
  • R382313

Interior

Full Baths2 Baths
Plumbing Fixtures7 Plumbing Fixtures
Stories1 Story
Building Area1,526 sqft Living Area
Gross Area2,006 sqft
1st Floor Area1,526 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1993
Architectural StyleCustom Design
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialOther
Lot Area13,974 sqft (0.321 acres)
Lot Dimensions89 ft deep x 65 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area80 sqft
Deck Area219 sqft
Patio Area219 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR382313
Street Address2304 ISLANDER CT
CityPALM HARBOR
StateFL
Zip34683-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionCRYSTAL BEACH ESTATES UNIT II LOT 16
Legal Range15E
Legal Township27S
Legal Section35
Legal SubdivisionCRYSTAL BEACH ESTATES
Legal Tract19895
Legal Block1
Legal Lot Number16
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1004
Census Tract27206

Owner

Source: Pinellas County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address2311 ALT US 19 STE 5, 5, PALM HARBOR, FL 34683
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Aug 20, 2025Warranty Deed, Transfer · Seller Carry-Back
RICKIE BLOUIN
Dec 5, 2018Deed of Trust, Mortgage · Line of Credit
THIRD FED'L S&L ASSN/CLEVELAND

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 20, 2025 · Amount on Record
Deed SaleAug 20, 2025 · Amount on Record
Prior SaleMar 23, 2009 · Amount on Record
Deed Document Number2025240334
Deed Book / Page23269 / 1666
Prior Transfer DateNov 4, 2015
Prior Transfer Doc0189832440
Record UpdatedJun 8, 2026

August 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateAug 20, 2025
Property Address2304 ISLANDER CT, PALM HARBOR, FL 34683-2645
Document Number0232691666
Book / Page23269 / 1666
Map ReferenceMB 100 PG 51
Instrument DateAug 20, 2025
Instrument2025240334
Transaction TypeTransfer
Record UpdatedApr 23, 2026
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,310.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2304 ISLANDER CT, PALM HARBOR, FL 34683-2645

Transferred To (Grantee/Buyer)

NameVerified Name
Address2311 ALT 19 STE 5, 5, PALM HARBOR, FL 34683-2631

Mortgage

Document Number0232691668
DateAug 20, 2025
Instrument23269/1668
Lender
NameRICKIE BLOUIN
TypeSeller
Agreement
TypeSeller Carry-Back
AmountAmount Recorded
Term62 Months
DueOct 1, 2030

December 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2304 ISLANDER CT, PALM HARBOR, FL 34683-2645
Document Number0203812303
Instrument DateDec 5, 2018
Transaction TypeMortgage
Record UpdatedJan 24, 2019
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address2304 ISLANDER CT PALM HARBOR FL 346832645, PALM HARBOR, FL 34683-2645

Mortgage

Document Number0203812303
DateJan 2, 2019
Book Page020381/002303
Instrument601
Lender
NameTHIRD FED'L S&L ASSN/CLEVELAND
AddressCLEVELAND, OH 44105
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 1, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,321.00 (+2.25%)$165,242 (+5.99%)$376,183 (+13.19%) Land $106,931 Building $269,252
2024$2,270.00 (+2.07%)
2023$2,224.00 (+3.49%) Homeowner's exemption$155,908 (+3%)$332,344 (+16.48%) Land $142,637 Building $189,707
2022$2,149.00 Homeowner's exemption$151,367$285,327 Land $139,364 Building $145,963

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 449 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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