2256 Islander Ct, Palm Harbor, FL 34683 Property Records

Pinellas County property record for 2256 Islander Ct, Palm Harbor, FL 34683

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,603 sqft · built 1990
Lot Size0.232 acres (10,123 sqft)
OwnerIndividual Name on Record
Last Sale$318,000 (Jun 2019)
Tax Bill$5,099 (2025)
Deeds & MortgagesMar 2022 Mortgage
Oct 2020 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNC62-000-741-0212-0

Property Details

APN / Parcel Number

Primary APNC62-000-741-0212-0
Alternative APNs
  • 35-27-15-19895-000-0190
  • 152735198950000190
  • R382316

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,603 sqft Heated Area
1st Floor Area1,603 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 2000
Exterior MaterialStucco
Construction TypeFrame
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,123 sqft (0.232 acres)
Lot Dimensions121 ft deep x 84 ft wide
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area225 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR382316
Old Parcel Number152735198950000190
Street Address2256 ISLANDER CT
CityPALM HARBOR
StateFL
Zip34683-2645
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCRYSTAL BEACH ESTATES UNIT II LOT 19
Legal Range15
Legal Township27
Legal Section35
Legal SubdivisionCRYSTAL BEACH ESTATES UNIT II
Legal Lot Number19
JurisdictionPINELLAS FL
Township / Civil DivisionTARPON SPRINGS
Census Block Group1
Census Block1004
Census Tract27206

Owner

Source: Pinellas County records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2256 ISLANDER CT, PALM HARBOR, FL 34683-2645
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2022Deed of Trust, Mortgage · Conventional Mortgage
UNION HOME MORTGAGE CORP
Oct 16, 2020Deed of Trust, Mortgage · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jun 6, 2019Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 6, 2019 · Amount on Record
Deed SaleJun 6, 2019 · Amount on Record
Prior SaleMay 26, 2015 · Amount on Record
Deed Document Number2019178675
Deed Book / Page20567 / 0535
Record UpdatedJun 8, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2256 ISLANDER CT, PALM HARBOR, FL 34683-2645
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2256 ISLANDER CT, PALM HARBOR, FL 34683-2645

Mortgage

Document Number0219582646
DateMar 4, 2022
Book Page21958/2646
Instrument2022068239
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2052

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address2256 ISLANDER CT, PALM HARBOR, FL 34683-2645
Transaction TypeMortgage
Record UpdatedAug 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2256 ISLANDER CT, PALM HARBOR, FL 34683-2645

Mortgage

Document Number0212130019
DateOct 16, 2020
Book Page21213/19
Instrument2020310953
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term344 Months
DueJun 1, 2049

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateJun 6, 2019
Property Address2256 ISLANDER CT, PALM HARBOR, FL 34683-2645
Document Number0205670535
Book / Page20567 / 0535
Map ReferenceMB 100 PG 51&52
Instrument DateMay 31, 2019
Instrument2019178675
Transaction TypeTransfer
Record UpdatedAug 1, 2022
Title CompanyTOTAL TITLE SOLUTIONS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,226.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address811 GREENBRIAR RD, 811, WILMINGTON, NC 28409-3922

Transferred To (Grantee/Buyer)

NameVerified Name
Address2256 ISLANDER CT, PALM HARBOR, FL 34683-2645

Mortgage

Document Number2019178676
DateJun 6, 2019
Instrument2019178676
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,099.00 (+7.35%) Homeowner's exemption$314,125 (+5.99%)$427,598 (+3%) Land $147,646 Building $279,952
2023$4,750.00 (+2.88%) Homeowner's exemption$296,381 (+3%)$415,151 (+11.75%) Land $193,522 Building $221,629
2022$4,617.00 Homeowner's exemption$287,749$371,488 Land $196,585 Building $174,903

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 52 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies52 in force
Nearby Flood Claims6 (2004–2024)
Claims Outside the SFHA2 of 6
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 266 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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