2285 River Reach Dr, Naples, FL 34104 Property Records

Collier County property record for 2285 River Reach Dr, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,662 sqft · built 1994
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$575,000 (Apr 2024)
Tax Bill	$5,297 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage May 2017 Transfer
Flood Zone	Zone AE (high risk)
APN	`593200 744A35`

Property Details

APN / Parcel Number

Primary APN	`593200 744A35`
Alternative APNs	`69653160008133100744` `69653160008`

Interior

Stories	1 Story
Building Area	1,662 sqft Living Area
1st Floor Area	1,662 sqft

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	2285 RIVER REACH DR
City	NAPLES
State	FL
Zip	34104-6924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RIVER REACH LOT 74
Legal Range	25
Legal Township	49
Legal Section	35
Legal Subdivision	RIVER REACH
Legal Tract	593200
Legal Block	1
Legal Lot Number	74
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1007
Census Tract	10401

Owner

2285 River Reach Dr is owned by an individual who bought it in April 2024.

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	421 16TH ST SE, NAPLES, FL 34117-9419
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 1, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2024 · Amount on File
Deed Sale	Apr 9, 2024 · Amount on File
Prior Sale	Oct 22, 2009 · Amount on File
Deed Document Number	20246530762
Deed Book / Page	6347 / 3755
Prior Transfer Date	Apr 28, 2017
Prior Transfer Doc	0053882833
Record Updated	Oct 29, 2026

April 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Apr 9, 2024
Property Address	2285 RIVER REACH DR, NAPLES, FL 34104-6924
Document Number	0063473755
Book / Page	6347 / 3755
Map Reference	MB 14 PG 23
Instrument Date	Apr 4, 2024
Instrument	6530762
Transaction Type	Transfer
Record Updated	Apr 26, 2024
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,025.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1708 AMYCLAE DR, BEL AIR, MD 21015-2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 16TH ST SE, NAPLES, FL 34117-9419

Mortgage

Document Number	0063473757
Date	Apr 9, 2024
Instrument	6347/3757

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	May 1, 2017
Property Address	2285 RIVER REACH DR, NAPLES, FL 34104-6924
Document Number	0053882833
Book / Page	005388 / 002833
Instrument Date	Apr 28, 2017
Instrument	5398646
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

The 2025 property tax bill for 2285 River Reach Dr was $5,297.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$493,275 (+3.91%) Land $297,079 Building $196,196	$493,275 (+3.91%) Land $297,079 Building $196,196
2025	$5,297.00	$474,700 Land $316,246 Building $158,454	$474,700 Land $316,246 Building $158,454
2023	$4,560.00 (-2.92%)	$378,535 (+1%)	$464,462 (-5.37%) Land $275,517 Building $188,945
2022	$4,697.00	$344,123	$490,805 Land $296,839 Building $193,966

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2285 River Reach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	245 (1995–2024)
Claims Outside the SFHA	25 of 245
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 94 claims Hurricane Ian, Sep 2022 · 127 claims Hurricane Irma, Sep 2017 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2285 River Reach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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