2249 River Reach Dr, Naples, FL 34104 Property Records

Collier County property record for 2249 River Reach Dr, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,971 sqft · built 2004
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$850,000 (Dec 2024)
Tax Bill	$6,116 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Jun 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`593200 774A35`

Property Details

APN / Parcel Number

Primary APN	`593200 774A35`
Alternative APN	`69653280001`

Interior

Stories	1 Story
Building Area	1,971 sqft Living Area
1st Floor Area	1,971 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Masonry / Concrete Block
Lot Area	10,019 sqft (0.23 acres)
Pool Area	275 sqft
Deck Area	328 sqft

Location & Zoning

Street Address	2249 RIVER REACH DR
City	NAPLES
State	FL
Zip	34104-6924
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RIVER REACH LOT 77
Legal Range	25
Legal Township	49
Legal Section	35
Legal Subdivision	RIVER REACH
Legal Tract	593200
Legal Block	1
Legal Lot Number	77
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1007
Census Tract	10401

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2249 RIVER REACH DR, NAPLES, FL 34104-6924
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2022	Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN
Jun 4, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
May 17, 2019	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB
Sep 4, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2024 · Amount on Record
Deed Sale	Dec 17, 2024 · Amount on Record
Prior Sale	May 17, 2019 · Amount on Record
Deed Document Number	20246623872
Deed Book / Page	6423 / 502
Prior Transfer Date	Aug 24, 2018
Prior Transfer Doc	0055491197
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2249 RIVER REACH DR, NAPLES, FL 34104-6924
Transaction Type	Mortgage
Record Updated	Nov 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 RIVER REACH DR, NAPLES, FL 34104-6924

Mortgage

Document Number	0061871096
Date	Nov 2, 2022
Book Page	6187/1096
Instrument	6325364

Lender

Name	UNITED STATES SMALL BUSINESS ADMIN
Type	Government Agency
Address	FORT WORTH, TX 76155

Agreement

Type	SBA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Oct 23, 2052

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	2249 RIVER REACH DR, NAPLES, FL 34104-6924
Transaction Type	Mortgage
Record Updated	Jun 23, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059591151
Date	Jun 4, 2021
Book Page	5959/1151
Instrument	6071968

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 17, 2019
Property Address	2249 RIVER REACH DR, NAPLES, FL 34104-6924
Document Number	0056311757
Book / Page	5631 / 1757
Map Reference	MB 14 PG 23
Instrument Date	May 15, 2019
Instrument	5714468
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$2,765.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	168 EVANS ST, 168, BROOKVILLE, PA 15825-1665

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2249 RIVERS RD, NAPLES, FL 34120-2544

Mortgage

Document Number	0056311759
Date	May 17, 2019
Instrument	5631-1759

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

September 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIER FL
Recording Date	Sep 4, 2018
Property Address	2249 RIVER REACH DR, NAPLES, FL 34104-6924
Document Number	0055491197
Book / Page	005549 / 001197
Instrument Date	Aug 24, 2018
Instrument	5607963
Transaction Type	Transfer
Record Updated	Nov 22, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	168 EVANS ST BROOKVILLE PA 158251665, BROOKVILLE, PA 15825-1665

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,332 (+2.7%)	$635,281 (+7.25%) Land $310,583 Building $324,698
2025	$6,116.00 (+66.83%)	$592,339 (+60.68%) Land $330,620 Building $261,719	$592,339 (-0.75%) Land $330,620 Building $261,719
2024	$3,666.00 (-0.24%)
2023	$3,675.00 (-2.08%) Homeowner's exemption	$368,647 (+3%)	$596,819 (-4.75%) Land $288,041 Building $308,778
2022	$3,753.00 Homeowner's exemption	$357,910	$626,605 Land $310,333 Building $316,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	245 (1995–2024)
Claims Outside the SFHA	25 of 245
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 94 claims Hurricane Ian, Sep 2022 · 127 claims Hurricane Irma, Sep 2017 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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