2298 River Reach Dr, Naples, FL 34104 Property Records

Collier County property record for 2298 River Reach Dr, Naples, FL 34104

Property Summary

Property Type	Single Family Home
Details	1,844 sqft · built 1991
Lot Size	0.22 acres (9,583 sqft)
Owner	Company Name on File
Last Sale	$603,000 (Jun 2021)
Tax Bill	$5,270 (2025)
Deeds & Mortgages	Jun 2023 Transfer Jun 2021 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`593200 894A35`

Property Details

APN / Parcel Number

Primary APN	`593200 894A35`
Alternative APN	`69653760000`

Interior

Stories	1 Story
Building Area	1,844 sqft Living Area
1st Floor Area	1,844 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Construction Type	Masonry / Concrete Block
Lot Area	9,583 sqft (0.22 acres)
Pool Area	336 sqft
Deck Area	140 sqft

Location & Zoning

Street Address	2298 RIVER REACH DR
City	NAPLES
State	FL
Zip	34104-6923
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	RIVER REACH LOT 89
Legal Range	25
Legal Township	49
Legal Section	35
Legal Subdivision	RIVER REACH
Legal Tract	593200
Legal Block	1
Legal Lot Number	89
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1024
Census Tract	10401

Owner

2298 River Reach Dr is owned by a company that acquired it in May 2023 and is owner-occupied.

Source: Collier County records, as of August 25, 2026

Owner of Record	Company Name on File
Mailing Address	2298 RIVER REACH DR, NAPLES, FL 34104-6923
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jun 9, 2021	Warranty Deed, Transfer · Conventional Mortgage US BANK NA
May 4, 2019	Warranty Deed, Transfer · Conventional Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2021 · Amount on File
Deed Sale	Jun 9, 2021 · Amount on File
Prior Sale	May 4, 2019 · Amount on File
Deed Document Number	20216074565
Deed Book / Page	5961 / 3142
Last Transfer Date	May 2, 2023
Transfer Doc	0062593814
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIER FL
Recording Date	Jun 19, 2023
Property Address	2298 RIVER REACH DR, NAPLES, FL 34104-6923
Document Number	0062593814
Book / Page	6259 / 3814
Map Reference	MB 14 PG 23
Instrument Date	May 2, 2023
Instrument	6418336
Transaction Type	Transfer
Record Updated	Jul 5, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2298 RIVER REACH DR, NAPLES, FL 34104-6923

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2298 RIVER REACH DR, NAPLES, FL 34104-6923

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Jun 9, 2021
Property Address	2298 RIVER REACH DR, NAPLES, FL 34104-6923
Document Number	0059613142
Book / Page	5961 / 3142
Map Reference	MB 14 PG 23
Instrument Date	May 28, 2021
Instrument	6074565
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,221.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5288 MAPLE LN, 5288, NAPLES, FL 34113-8522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2298 RIVER REACH DR, NAPLES, FL 34104-6923

Mortgage

Document Number	59613144
Date	Jun 9, 2021
Instrument	5961/3144

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Mortgage

Document Number	0059613165
Date	Jun 9, 2021
Book Page	5961/3165
Instrument	6074567

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 27, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 4, 2019
Property Address	2298 RIVER REACH DR, NAPLES, FL 34104-6923
Document Number	0056260345
Book / Page	5626 / 0345
Map Reference	MB 14 PG 23-25
Instrument Date	Apr 30, 2019
Instrument	5707834
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	OMEGA LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,080.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	358 WHITES CAMP RD, 358, FAIRFIELD, VT 05455-8304

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2298 RIVER REACH DR, NAPLES, FL 34104-6923

Mortgage

Document Number	0005707835
Date	May 4, 2019
Instrument	5707835

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2298 River Reach Dr was $5,270 with a homeowner's exemption, up 1% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$526,379 (+2.7%)	$539,852 (+5.33%) Land $297,079 Building $242,773
2025	$5,270.00 (+0.96%) Homeowner's exemption	$512,540 Land $316,246 Building $196,294	$512,540 Land $316,246 Building $196,294
2024	$5,220.00 (-5.54%)
2023	$5,526.00 (-10.23%)	$506,721 (-5.26%) Land $275,517 Building $231,204	$506,721 (-5.26%) Land $275,517 Building $231,204
2022	$6,156.00	$534,871 Land $296,839 Building $238,032	$534,871 Land $296,839 Building $238,032

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2298 River Reach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	9.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 343 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	343 in force
Nearby Flood Claims	245 (1995–2024)
Claims Outside the SFHA	25 of 245
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Ian, Sep 2022 · 94 claims Hurricane Ian, Sep 2022 · 127 claims Hurricane Irma, Sep 2017 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2298 River Reach Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPLES WATER DEPT serves 83,804 people · EPA ID FL5110198
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: CenturyLink, T-Mobile.

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