2285 N Annapolis Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2285 N Annapolis Ave, Hernando, FL 34442

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,930 sqft · built 1986
Lot Size1.05 acres (46,082 sqft)
OwnerIndividual Name on Record
Last Sale$137,000 (Sep 2015)
Tax Bill$1,695 (2025)
Deeds & MortgagesSep 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN19E-18S-18-0110-00360-007.0

Property Details

APN / Parcel Number

Primary APN19E-18S-18-0110-00360-007.0
Alternative APNs
  • 1818S19E0110003600070
  • 2297841

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,930 sqft Living Area
1st Floor Area1,930 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1996
Architectural StyleOther
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialFiberglass
Lot Area46,082 sqft (1.05 acres)
Lot Dimensions246 ft deep x 185 ft wide
Garage Area418 sqft
Parking Spaces7 Parking Spaces

Exterior Amenities

Pool Area351 sqft
PorchEnclosed Porch
Porch Area320 sqft
Patio Area144 sqft
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number2297841
Old Parcel Number1818S19E0110003600070
Street Address2285 N ANNAPOLIS AVE
CityHERNANDO
StateFL
Zip34442-4705
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeCRR CENTRAL RIDGE RESIDEN
Legal DescriptionCITRUS HILLS 1ST ADD PB 9 PG 73 LOT 7 BLK 36
Legal Range19E
Legal Township18S
Legal Section19
Legal SubdivisionCITRUS HILLS 1ST ADD (PB9-73)
Legal Block36
Legal Lot Number7
JurisdictionCITRUS FL
Township / Civil DivisionINVERNESS
Census Block Group2
Census Block2007
Census Tract450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2285 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 3, 2015 · Amount on Record
Deed SaleSep 3, 2015 · Amount on Record
Prior SaleMar 28, 2012 · Amount on Record
Deed Document Number2015041700
Deed Book / Page2711 / 0144
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCITRUS FL
Property Address2285 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
Transaction TypeMortgage
Record UpdatedOct 1, 2021
Title CompanyTITLE 365, TITLE365

Transferred To (Grantee/Buyer)

NameVerified Name
Address2285 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705

Mortgage

Document Number0032020075
DateSep 3, 2021
Book Page3202/75
Instrument2021061055
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueAug 27, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyCitrus County
Unified School DistrictCitrus County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,695.00 (+6.27%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$281,729 (-3.06%) Land $31,000 Building $250,729$281,729 (-3.06%) Land $31,000 Building $250,729
2024$1,595.00 (+3.04%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$290,615 (+1.84%) Land $29,500 Building $261,115$290,615 (+1.84%) Land $29,500 Building $261,115
2023$1,548.00 (+2.45%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed$285,357 (+20.51%) Land $25,500 Building $259,857$285,357 (+20.51%) Land $25,500 Building $259,857
2022$1,511.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed$236,799 Land $17,250 Building $219,549$236,799 Land $17,250 Building $219,549

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Annapolis Ave

Nearby Streets

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