2355 N Annapolis Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2355 N Annapolis Ave, Hernando, FL 34442 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,686 sqft · built 1986
Lot Size	1.06 acres (46,510 sqft)
Owner	Individual Name on File
Last Sale	$188,000 (Sep 2020)
Tax Bill	$2,380 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Sep 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00360-005.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00360-005.0`
Alternative APNs	`1818S19E0110003600050` `2297824`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,686 sqft Living Area
1st Floor Area	1,686 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1991
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	46,510 sqft (1.06 acres)
Lot Dimensions	246 ft deep x 185 ft wide
Garage Area	498 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	353 sqft
Utility Building	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2297824
Old Parcel Number	1818S19E0110003600050
Street Address	2355 N ANNAPOLIS AVE
City	HERNANDO
State	FL
Zip	34442-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LOT 5 BLK 36
Legal Range	19E
Legal Township	18S
Legal Section	19
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	36
Legal Lot Number	5
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2007
Census Tract	450705

Owner

Source: Citrus County records · APN 19E-18S-18-0110-00360-005.0

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	2355 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2023	Deed of Trust, Mortgage · Line of Credit U S E FEDERAL CREDIT UNION
Sep 08, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 22, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY
Jan 31, 2019	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 08, 2020 · Amount on Record
Deed Sale	Sep 08, 2020 · Amount on Record
Prior Sale	Jan 31, 2019 · Amount on Record
Deed Document Number	2020047173
Deed Book / Page	3089 / 1117
Record Updated	Jun 08, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2355 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
Transaction Type	Mortgage
Record Updated	May 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2355 N ANNAPOLIS AVE, CITRUS HILLS, FL 34442-4705

Mortgage

Document Number	0033741014
Date	Apr 28, 2023
Book Page	3374/1014
Instrument	2023024643

Lender

Name	U S E FEDERAL CREDIT UNION
Type	Credit Union
Address	TAMPA, FL 33646

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 24, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Sep 08, 2020
Property Address	2355 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
Document Number	0030891117
Book / Page	3089 / 1117
Map Reference	MB 9 PG 73
Instrument Date	Aug 25, 2020
Instrument	2020047173
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	CITRUS TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,316.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1094, INVERNESS, FL 34451-1094

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2355 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705

Mortgage

Document Number	30891119
Date	Sep 08, 2020
Instrument	3089/1119

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2050

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 22, 2019
Property Address	2355 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
Document Number	0029511496
Book / Page	002951 / 001496
Instrument Date	Jan 17, 2019
Instrument	2804
Transaction Type	Foreclosure
Record Updated	Feb 05, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$924.70
Amount Accuracy	Confirmed
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2355 N ANNAPOLIS AVE HERNANDO FL 344424705, HERNANDO, FL 34442-4705

January 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CITRUS FL
Recording Date	Jan 31, 2019
Property Address	2355 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
Document Number	0029531616
Book / Page	002953 / 001616
Instrument Date	Jan 17, 2019
Instrument	4818
Transaction Type	Foreclosure
Record Updated	Feb 13, 2019

Transaction

Amount	Amount Recorded
Tax	$924.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 1094 INVERNESS FL 344511094, INVERNESS, FL 34451-1094

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,380.00 (+5.17%) Homeowner's exemption Additional exemption filed	$246,123 (-2.56%) Land $31,000 Building $215,123	$246,123 (-2.56%) Land $31,000 Building $215,123
2024	$2,263.00 (+4.48%) Homeowner's exemption Additional exemption filed	$252,596 (+3.34%) Land $29,500 Building $223,096	$252,596 (+3.34%) Land $29,500 Building $223,096
2023	$2,166.00 (+6.91%) Homeowner's exemption Additional exemption filed	$244,441 (+20.44%) Land $25,500 Building $218,941	$244,441 (+20.44%) Land $25,500 Building $218,941
2022	$2,026.00 Homeowner's exemption Additional exemption filed	$202,961 Land $17,250 Building $185,711	$202,961 Land $17,250 Building $185,711

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120174507052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 36% of the US · above 10% of Florida
Wildfire Likelihood	About 1 in 1,449 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 88 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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