2127 N Annapolis Ave, Hernando, FL 34442 Property Records

Citrus County property record for 2127 N Annapolis Ave, Hernando, FL 34442

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,505 sqft · built 2007
Lot Size	1.04 acres (45,694 sqft)
Owner	Individual Name on Record
Last Sale	$255,000 (Nov 2020)
Tax Bill	$5,671 (2025)
Deeds & Mortgages	May 2023 Line of Credit Sep 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19E-18S-18-0110-00360-011.0`

Property Details

APN / Parcel Number

Primary APN	`19E-18S-18-0110-00360-011.0`
Alternative APNs	`1818S19E0110003600110` `2297891`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,505 sqft Living Area
1st Floor Area	2,505 sqft
Flooring	Concrete/Cement

Exterior

Year Built	Built 2007
Architectural Style	Other
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Footing
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	45,694 sqft (1.04 acres)
Lot Dimensions	244 ft deep x 185 ft wide
Garage Area	522 sqft
Parking Spaces	9 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	475 sqft
Patio Area	720 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	2297891
Old Parcel Number	1818S19E0110003600110
Street Address	2127 N ANNAPOLIS AVE
City	HERNANDO
State	FL
Zip	34442-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CRR CENTRAL RIDGE RESIDEN
Legal Description	CITRUS HILLS 1ST ADD PB 9 PG 73 LT 11 BLK 36
Legal Range	19E
Legal Township	18S
Legal Section	19
Legal Subdivision	CITRUS HILLS 1ST ADD (PB9-73)
Legal Block	36
Legal Lot Number	11
Jurisdiction	CITRUS FL
Township / Civil Division	INVERNESS
Census Block Group	2
Census Block	2007
Census Tract	450705

Owner

Source: Citrus County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2262 N TRUCKS AVE, HERNANDO, FL 34442-4979
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Line of Credit SUNCOAST CU
Sep 23, 2021	Deed of Trust, Mortgage · VA Mortgage JFQ LENDING INC
Nov 16, 2020	Warranty Deed, Transfer · VA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2020 · Amount on Record
Deed Sale	Nov 16, 2020 · Amount on Record
Prior Sale	May 3, 2006 · Amount on Record
Deed Document Number	0003109174
Deed Book / Page	3109 / 174
Record Updated	Jun 8, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2127 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
Transaction Type	Mortgage
Record Updated	Jun 13, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705

Mortgage

Document Number	0033821581
Date	May 30, 2023
Book Page	3382/1581
Instrument	2023031229

Lender

Name	SUNCOAST CU
Type	Credit Union
Address	TAMPA, FL 33680

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	156 Months
Due	May 29, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	2127 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
Transaction Type	Mortgage
Record Updated	Oct 26, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705

Mortgage

Document Number	0032080630
Date	Sep 23, 2021
Book Page	3208/630
Instrument	2021065754

Lender

Name	JFQ LENDING INC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85256

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Nov 16, 2020
Property Address	2127 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705
Document Number	0031090174
Book / Page	3109 / 174
Map Reference	MB 9 PG 73-83
Instrument Date	Nov 16, 2020
Instrument	2020062394
Transaction Type	Transfer
Record Updated	Nov 30, 2021
Title Company	FIRST INTERNATIONAL TTL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1000 COLONY POINT CIR # CIR321, 1000, PEMBROKE PINES, FL 33026-2937

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2127 N ANNAPOLIS AVE, HERNANDO, FL 34442-4705

Mortgage

Document Number	3109176
Date	Nov 16, 2020
Instrument	3109/176

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Citrus County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,671.00 (+58.81%) Additional exemption filed	$372,219 (-5.37%) Land $31,000 Building $341,219	$372,219 (-5.37%) Land $31,000 Building $341,219
2024	$3,571.00 (+2.44%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$393,337 (+2.66%) Land $29,500 Building $363,837	$393,337 (+2.66%) Land $29,500 Building $363,837
2023	$3,486.00 (+6.87%) Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$383,151 (+20.13%) Land $25,500 Building $357,651	$383,151 (+20.13%) Land $25,500 Building $357,651
2022	$3,262.00 Homeowner's exemption Senior Citizen's exemption Additional exemption filed	$318,959 Land $17,250 Building $301,709	$318,959 Land $17,250 Building $301,709

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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