2284 E 3970 S, Saint George, UT 84790 Property Records

Washington County property record for 2284 E 3970 S, Saint George, UT 84790

Property Summary

Property TypeSingle Family Home
Details6 bd · 5 ba · 6,905 sqft · built 2020
Lot Size0.5 acres (21,780 sqft)
OwnerIndividual Name on Record
Tax Bill$8,306 (2023)
Deeds & MortgagesSep 2020 Mortgage
Aug 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNSG-MVF-4-56

Property Details

APN / Parcel Number

Primary APNSG-MVF-4-56
Alternative APN
  • 0935907

Interior

Bedrooms6 Beds
Full Baths5 Baths
Total Rooms13 Rooms
Stories2 Stories
Building Area6,905 sqft Living Area
Gross Area8,568 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Exterior MaterialAluminum/Vinyl
Roof MaterialTile
Lot Area21,780 sqft (0.5 acres)
Garage Area1,663 sqft
PorchPorch
Porch Area1,185 sqft
FenceFence

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0935907
Street Address2284 E 3970 S
CitySAINT GEORGE
StateUT
Zip84790-5149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: MEADOW VALLEY FARMS 4 (SG) LOT: 56
Legal SubdivisionMEADOW VALLEY FARMS PH 4
Legal Lot Number56
JurisdictionWASHINGTON UT
Township / Civil DivisionST. GEORGE
Census Block Group1
Census Block1028
Census Tract271702

Owner

Source: Washington County records, as of November 6, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address2284 E 3970 S, SAINT GEORGE, UT 84790-5149
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2020Deed of Trust, Mortgage · Conventional Mortgage
ZB NA
Aug 3, 2018Deed of Trust, Mortgage · ARM
ZB NA
Jan 22, 2021Deed of Trust, Mortgage · Line of Credit
ZB NA
Feb 15, 2018Warranty Deed, Transfer · Commercial Mortgage
ROCK CANYON BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 2018
Deed SaleFeb 15, 2018
Prior SaleFeb 1, 2016
Deed Document Number20180006712
Record UpdatedJun 7, 2026

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2284 E 3970 S, ST GEORGE, UT 84790-5149
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTHERN UTAH TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000053596
DateSep 29, 2020
Instrument20200053596
Lender
NameZB NA
TypeBank
AddressSALT LAKE CITY, UT 84133
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

August 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2284 E 3970 S, ST GEORGE, UT 84790-5149
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOUTHERN UTAH TITLE OF CEDAR

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032000
DateAug 3, 2018
Instrument20180032000
Lender
NameZB NA
TypeBank
AddressSALT LAKE CITY, UT 84133
Agreement
TypeARM
AmountAmount Recorded
Term373 Months
DueSep 1, 2049
Interest
Rate TypeAdjustable Rate
Rate4.5%
Type Change DateSep 1, 2029
Change FrequencyAnnually
Min Rate At Change2.5%
Max Rate At Change6.5%
Index1-Year LIBOR
Max Rate10.5%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON UT
Property Address2284 E 3970 S, ST GEORGE, UT 84790-5149
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyINWEST TITLE SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000004764
DateJan 22, 2021
Instrument20210004764
Lender
NameZB NA
TypeBank
AddressSAINT GEORGE, UT 84770
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWASHINGTON UT
Recording DateFeb 15, 2018
Property Address2284 E 3970 S, ST GEORGE, UT 84790-5149
Document Number0000006712
Instrument DateFeb 13, 2018
Instrument20180006712
Transaction TypeTransfer
Record UpdatedAug 10, 2021
Title CompanySOUTHERN UTAH TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address2119 E 2580 SOUTH CIR, SAINT GEORGE, UT 84790-4699
InvestorPossibly a Property Investor

Mortgage

Document Number0000006713
DateFeb 15, 2018
Instrument20180006713
Lender
NameROCK CANYON BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 22, 2023

Property Jurisdictions

TypeName
StateUtah
CountyWashington County
MunicipalitySt. George City
Unified School DistrictWashington School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$8,306.00$1,241,075$2,256,500 Land $335,000 Building $1,921,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 67% of the US · above 55% of Utah
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST GEORGE CITY WATER SYSTEM
serves 105,240 people · EPA ID UTAH27015
Water SourcePurchased surface water from several systems
Last State InspectionSep 2023
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
2,000 / 1,000
TDS Telecom
Fiber · Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
InfoWest
Fixed Wireless
200 / 40
T-Mobile
Fixed Wireless
100 / 20

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