Santa Rosa County property record for 2283 Tom St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,597 sqft · built 2017 |
| Lot Size | 0.16 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $367,000 (Feb 2025) |
| Tax Bill | $2,361 (2024) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Jan 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0QQ00-1420 |
| Primary APN | 21-2S-26-0780-0QQ00-1420 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,597 sqft Heated Area |
| Gross Area | 2,359 sqft |
| 1st Floor Area | 2,075 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 7,000 sqft (0.16 acres) |
| Lot Dimensions | 1,250 ft deep x 560 ft wide |
| Garage Area | 478 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 245 sqft |
| Patio Area | 39 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S2607800QQ001420 |
|---|---|
| Street Address | 2283 TOM ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | CRESCENT SHORES PORT OF LOT QQ DESCRIBED AS FOLLOWS: PARCEL K: COM AT NE CORN OF LOT QQ THN W 647.80 FT THN S 220 FT TO POB |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | CRESCENT SHORES |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10828 |
2283 Tom St is owned and occupied by an individual who bought it in February 2025.
Source: Santa Rosa County records, as of October 27, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 202 HUGHES ST NE, FORT WALTON BEACH, FL 32548-6402 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 7, 2020 | Warranty Deed, Transfer · VA Mortgage TRIDENT HOME LOANS |
| Jan 6, 2020 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC |
| May 17, 2017 | Warranty Deed, Transfer · VA Mortgage WR STARKEY MORTGAGE LLP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2025 · Amount on File |
| Deed Sale | Feb 28, 2025 · Amount on File |
| Prior Sale | Dec 7, 2020 · Amount on File |
| Deed Document Number | 202508500 |
| Deed Book / Page | 4590 / 1610 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 7, 2020 |
| Property Address | 2283 TOM ST, NAVARRE, FL 32566-3343 |
| Document Number | 0040390126 |
| Book / Page | 4039 / 126 |
| Instrument Date | Dec 4, 2020 |
| Instrument | 202065631 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,862.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2283 TOM ST, 2283, NAVARRE, FL 32566-3343 |
| Name | Verified Name |
|---|---|
| Address | 2283 TOM ST, NAVARRE, FL 32566-3343 |
| Document Number | 0004039128 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 4039/128 |
| Name | TRIDENT HOME LOANS |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2283 TOM ST, NAVARRE, FL 32566-3343 |
| Document Number | 0039081204 |
| Instrument Date | Jan 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2283 TOM ST NAVARRE FL 325663343, NAVARRE, FL 32566-3343 |
| Document Number | 0039081204 |
|---|---|
| Date | Jan 13, 2020 |
| Book Page | 003908/001204 |
| Instrument | 1692 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 12, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | May 17, 2017 |
| Property Address | 2283 TOM ST, NAVARRE, FL 32566-3343 |
| Document Number | 0036250145 |
| Book / Page | 3625 / 0145 |
| Instrument Date | May 16, 2017 |
| Instrument | 201719748 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | FIRSTT INTERNATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,365.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 217 MOONEY RD NE, 217, FORT WALTON BEACH, FL 32547-1322 |
| Name | Verified Name |
|---|---|
| Address | 804 VALLEY RD, CRESTVIEW, FL 32539-6948 |
| Document Number | 0201719749 |
|---|---|
| Date | May 17, 2017 |
| Instrument | 201719749 |
| Name | WR STARKEY MORTGAGE LLP |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,361.00 (+2.3%) Homeowner's exemption | $232,331 (+3%) | $264,908 (-5.68%) Land $36,960 Building $227,948 |
| 2023 | $2,308.00 (+2.76%) Homeowner's exemption | $225,564 (+3%) | $280,860 (+11.83%) Land $33,600 Building $247,260 |
| 2022 | $2,246.00 Homeowner's exemption | $218,994 | $251,147 Land $30,240 Building $220,907 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2283 Tom St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2283 Tom St is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures