Santa Rosa County property record for 2308 Tom St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,125 sqft · built 2023 |
| Lot Size | 0.126 acres (5,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $425,000 (Oct 2023) |
| Tax Bill | $3,442 (2024) |
| Deeds & Mortgages | Oct 2021 Construction Loan Oct 2023 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0QQ12-0000 |
| Primary APN | 21-2S-26-0780-0QQ12-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,125 sqft Heated Area |
| 1st Floor Area | 2,613 sqft |
| Upper Floors Area | 896 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Exterior Material | Vinyl |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 5,500 sqft (0.126 acres) |
| Lot Dimensions | 1,000 ft deep x 550 ft wide |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S2607800QQ120000 |
|---|---|
| Street Address | 2308 TOM ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3397 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | *DESCRIPTION UPDATED FOR 2024* CRESCENT SHORES PART OF LOT QQ FURTHER DES AS FOLLOWS: COM NE COR OF LOT QQ CRESCENT SHORES |
| Legal Range | 26W |
| Legal Township | 02S |
| Legal Section | 21 |
| Legal Subdivision | CRESCENT SHORES |
| Legal Lot Number | 31 32 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2308 TOM ST, NAVARRE, FL 32566-3397 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 5, 2021 | Deed of Trust, Mortgage · Construction Mortgage TRUSTMARK NATIONAL BANK |
| Oct 3, 2023 | Warranty Deed, Transfer FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Jun 7, 2021 | Warranty Deed, Transfer |
| Mar 8, 2017 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2023 · Amount on Record |
| Deed Sale | Oct 3, 2023 · Amount on Record |
| Prior Sale | Jun 7, 2021 |
| Deed Document Number | 202344801 |
| Deed Book / Page | 4439 / 936 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2308 TOM ST, NAVARRE, FL 32566-3397 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2250 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0041881429 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 4188/1429 |
| Instrument | 202166450 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SANTA ROSA BEACH, FL 32459 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Oct 3, 2022 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 3, 2023 |
| Property Address | 2308 TOM ST, NAVARRE, FL 32566-3397 |
| Document Number | 0044390936 |
| Book / Page | 4439 / 936 |
| Instrument Date | Sep 28, 2023 |
| Instrument | 202344801 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,975.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2250 TOM ST, NAVARRE, FL 32566-3342 |
| Name | Verified Name |
|---|---|
| Address | 2308 TOM ST, NAVARRE, FL 32566-3397 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jun 7, 2021 |
| Property Address | 2308 TOM ST, NAVARRE, FL 32566-3397 |
| Document Number | 0041281533 |
| Book / Page | 4128 / 1533 |
| Instrument Date | Jun 4, 2021 |
| Instrument | 202137611 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 17 SHADY LN, MARY ESTHER, FL 32569-1943 |
| Name | Verified Name |
|---|---|
| Address | 2250 TOM ST, NAVARRE, FL 32566-3342 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Mar 8, 2017 |
| Property Address | 2308 TOM ST, NAVARRE, FL 32566 |
| Document Number | 0036050110 |
| Book / Page | 003605 / 000110 |
| Instrument Date | Mar 8, 2017 |
| Instrument | 9102 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2017 |
| Amount | Amount Recorded |
|---|---|
| Tax | $280.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 17 SHADY LN MARY ESTHER FL 325691943, MARY ESTHER, FL 32569-1943 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,442.00 (+514.64%) Homeowner's exemption | $324,130 (+869.17%) | $332,536 (+894.31%) Land $36,788 Building $295,748 |
| 2023 | $560.00 (+8.53%) | $33,444 (+11.11%) Land $33,444 | $33,444 (+11.11%) Land $33,444 |
| 2022 | $516.00 | $30,099 | $30,099 Land $30,099 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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