Santa Rosa County property record for 2272 Tom St, Navarre, FL 32566
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,865 sqft · built 2021 |
| Lot Size | 0.143 acres (6,250 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $313,500 (Sep 2021) |
| Tax Bill | $3,583 (2024) |
| Deeds & Mortgages | Apr 2021 Construction Loan Sep 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-2S-26-0780-0QQ00-1800 |
| Primary APN | 21-2S-26-0780-0QQ00-1800 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,865 sqft Heated Area |
| 1st Floor Area | 2,306 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 6,250 sqft (0.143 acres) |
| Lot Dimensions | 1,250 ft deep x 500 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 315 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 212S2607800QQ001800 |
|---|---|
| Street Address | 2272 TOM ST |
| City | NAVARRE |
| State | FL |
| Zip | 32566-3342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2M |
| Legal Description | **NEW PARCEL FOR 2021** CRESCENT SHORES PORT OF LOT QQ DES AS: COM AT NE CORNER OF LOT QQ THN W 472.8 FT TH S 444 .45 FT TO |
| Legal Subdivision | CRESCENT SHORES |
| Legal Lot Number | 21,103 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | HOLLEY-NAVARRE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 10828 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2272 TOM ST, NAVARRE, FL 32566-3342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Construction Mortgage FNBT BANK |
| Sep 2, 2021 | Warranty Deed, Transfer · VA Mortgage CROSSCOUNTRY MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 2, 2021 · Amount on Record |
| Deed Sale | Sep 2, 2021 · Amount on Record |
| Deed Document Number | 202158947 |
| Deed Book / Page | 4172 / 1415 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2272 TOM ST, NAVARRE, FL 32566-3342 |
| Transaction Type | Mortgage |
| Record Updated | Mar 14, 2023 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW AND TITLE PLLC |
| Name | Verified Name |
|---|---|
| Address | PO BOX 2352, FT WALTON BCH, FL 32549-2352 |
| Document Number | 0040991473 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 4099/1473 |
| Instrument | 202122758 |
| Name | FNBT BANK |
|---|---|
| Type | Bank |
| Address | FORT WALTON BEACH, FL 32549 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Sep 2, 2021 |
| Property Address | 2272 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0041721415 |
| Book / Page | 4172 / 1415 |
| Instrument Date | Aug 31, 2021 |
| Instrument | 202158947 |
| Transaction Type | Transfer |
| Record Updated | Mar 14, 2023 |
| Title Company | MEAD LAW AND TITLE, MEAD LAW & TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,194.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 32 EGLIN STB, FORT WALTON BEACH, FL 32547 |
| Name | Verified Name |
|---|---|
| Address | 2272 TOM ST, NAVARRE, FL 32566-3342 |
| Document Number | 0041721417 |
|---|---|
| Date | Sep 2, 2021 |
| Instrument | 4172/1417 |
| Name | CROSSCOUNTRY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $3,583.00 (-5.56%) | $299,953 (-5.94%) Land $33,000 Building $266,953 | $299,953 (-5.94%) Land $33,000 Building $266,953 |
| 2023 | $3,794.00 (+10.19%) | $318,910 (+13.1%) Land $30,000 Building $288,910 | $318,910 (+13.1%) Land $30,000 Building $288,910 |
| 2022 | $3,443.00 | $281,970 | $281,970 Land $27,000 Building $254,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 122 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 122 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | 6 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures