Santa Rosa County property record for 2280 Harvest Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,908 sqft · built 1930 |
| Lot Size | 3.38 acres (147,233 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $40,000 (Jul 2013) |
| Tax Bill | $542 (2024) |
| Deeds & Mortgages | Jun 2017 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-4N-30-0000-00800-0000 |
| Primary APN | 02-4N-30-0000-00800-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,908 sqft Living Area |
| Gross Area | 2,432 sqft |
| 1st Floor Area | 1,908 sqft |
| Flooring | Wood |
| Interior Walls | Paneling |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 147,233 sqft (3.38 acres) |
| Lot Dimensions | 420 ft deep x 350 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 524 sqft |
| Shed | 1 Shed |
| Shed Area | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2280 HARVEST RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-9587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | BEG AT SE CORN OF SW4 OF SW4 THN W 104.4 YDS THN N 139.1 YDS THN E 104.4 YDS THN S 139.1 YDS TO POB LESS RD R/W AS DES IN OR 3270 PG 1777 & OR 3338 PG 668 LESS 50% MINERAL RIGHTS |
| Legal Range | 30W |
| Legal Township | 4N |
| Legal Section | 02 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2280 HARVEST RD, JAY, FL 32565-9587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 6, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HOWARD BANK |
| May 12, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HARVESTERS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 3, 2013 · Amount on Record |
| Deed Sale | Jul 3, 2013 · Amount on Record |
| Prior Sale | Aug 7, 2012 · Amount on Record |
| Deed Document Number | 201337064 |
| Deed Book / Page | 3264 / 1191 |
| Last Transfer Date | Apr 22, 2014 |
| Transfer Doc | 0033380668 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2280 HARVEST RD, JAY, FL 32565-9587 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0036301863 |
|---|---|
| Date | Jun 6, 2017 |
| Book Page | 3630/1863 |
| Instrument | 201722749 |
| Name | HOWARD BANK |
|---|---|
| Type | Bank |
| Address | ELLICOTT CITY, MD 21043 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 2280 HARVEST RD, JAY, FL 32565-9587 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | GULF COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 2280 HARVEST RD, JAY, FL 32565-9587 |
| Document Number | 0041170087 |
|---|---|
| Date | May 12, 2021 |
| Book Page | 4117/87 |
| Instrument | 202131531 |
| Name | HARVESTERS FCU |
|---|---|
| Type | Credit Union |
| Address | CANTONMENT, FL 32533 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $78,372 (+2.9%) | $135,358 (+21.34%) Land $40,560 Building $94,798 | |
| 2024 | $542.00 (+2.46%) Homeowner's exemption | $76,163 (+3%) | $111,552 (+0.45%) Land $30,420 Building $81,132 |
| 2023 | $529.00 (+1.15%) Homeowner's exemption | $73,945 (+3%) | $111,057 (+0.82%) Land $30,420 Building $80,637 |
| 2022 | $523.00 Homeowner's exemption | $71,791 | $110,156 Land $30,420 Building $79,736 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures