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2228 Harvest Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 2228 Harvest Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,518 sqft · built 1948
Lot Size0.819 acres (35,676 sqft)
Owner2 Individual Names on Record
Last Sale$274,000 (Apr 2025)
Tax Bill$1,294 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Oct 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN02-4N-30-0000-00601-0000

Property Details

APN / Parcel Number

Primary APN02-4N-30-0000-00601-0000
Alternative APN
  • N304020000006010000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,518 sqft Living Area
Gross Area1,752 sqft
1st Floor Area1,518 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 2013
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area35,676 sqft (0.819 acres)
Lot Dimensions170 ft deep x 210 ft wide
Garage TypeCarport
CarportCarport
PorchSlab
Porch Area354 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2228 HARVEST RD
CityJAY
StateFL
Zip32565-9587
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal Description*DESCRIPTION UPDATE FOR 2025* BEGIN SW CORN SW4 02-4N-30W THN E 278 FT ALONG RD #164 R/W LINE TO POB THN N 170 FT THN E 210 FT THN S 170 FT THN W 210 FT TO POB AS DES IN OR 4608 PG 1645
Legal Range30W
Legal Township4N
Legal Section02
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3012
Census Tract10200

Owner

Source: Santa Rosa County records, as of April 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address2228 HARVEST RD, JAY, FL 32565-9587
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2022Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Oct 25, 2021Deed of Trust, Mortgage · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC
Oct 4, 2019Warranty Deed, Transfer · FHA Mortgage
CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 25, 2025 · Amount on Record
Deed SaleApr 25, 2025 · Amount on Record
Prior SaleJul 13, 2022 · Amount on Record
Deed Document Number202518183
Deed Book / Page4608 / 1645
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateJul 13, 2022
Property Address2228 HARVEST RD, JAY, FL 32565-9587
Document Number0043050483
Book / Page4305 / 483
Instrument DateJul 11, 2022
Instrument202241264
Transaction TypeTransfer
Record UpdatedAug 11, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,442.00
Amount AccuracyRounded by County

Transferred From (Grantor/Seller)

NameVerified Name
Address2228 HARVEST RD, 2228, JAY, FL 32565-9587

Transferred To (Grantee/Buyer)

NameVerified Name
Address2228 HARVEST RD, JAY, FL 32565-9587

Mortgage

Document Number0004305486
DateJul 13, 2022
Instrument4305/486
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address2228 HARVEST RD, JAY, FL 32565-9587
Transaction TypeMortgage
Record UpdatedMay 2, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address2228 HARVEST RD, JAY, FL 32565-9587

Mortgage

Document Number0041972077
DateOct 25, 2021
Book Page4197/2077
Instrument202171160
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
AddressANAHEIM, CA 92806
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateOct 4, 2019
Property Address2228 HARVEST RD, JAY, FL 32565-9587
Document Number0038771185
Book / Page3877 / 1185
Instrument DateOct 4, 2019
Instrument201944805
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyCLEAR TTL OF NORTHWEST FL LL

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$826.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5312 HUTTO LN, 5312, JAY, FL 32565-1008

Transferred To (Grantee/Buyer)

NameVerified Name
Address2228 HARVEST RD, JAY, FL 32565-9587

Mortgage

Document Number0038771187
DateOct 4, 2019
Instrument3877/1187
Lender
NameCARRINGTON MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,294.00 (+5.98%)$139,816 (+2.9%)$178,414 (+31.31%) Land $12,000 Building $166,414
2024$1,221.00 Homeowner's exemption$135,876 (+1.14%) Land $8,500 Building $127,376$135,876 (+1.14%) Land $8,500 Building $127,376
2023$1,221.00 (+58.37%) Homeowner's exemption$134,340 (+41.8%) Land $8,500 Building $125,840$134,340 (+5.61%) Land $8,500 Building $125,840
2022$771.00 Homeowner's exemption$94,738$127,202 Land $8,500 Building $118,702

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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