Santa Rosa County property record for 2351 Harvest Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,563 sqft · built 2022 |
| Lot Size | 1.5 acres (65,340 sqft) |
| Owner | Individual Name on File |
| Last Sale | $338,000 (Dec 2025) |
| Tax Bill | $1,944 (2024) |
| Deeds & Mortgages | Dec 2025 Sale Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-4N-30-0000-00605-0000 |
| Primary APN | 11-4N-30-0000-00605-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,563 sqft Heated Area |
| Gross Area | 2,076 sqft |
| 1st Floor Area | 2,004 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 65,340 sqft (1.5 acres) |
| Lot Dimensions | 4,570 ft deep x 1,430 ft wide |
| Porch | Open Porch |
| Porch Area | 72 sqft |
| Pole Barn | 1 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 114N300000006050000 |
|---|---|
| Street Address | 2351 HARVEST RD |
| City | JAY |
| State | FL |
| Zip | 32565-4810 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESCRIPTION UPDATE FOR 2023* LOT 4: COM AT THE NORTHEAST CORNER OF THE NORTHEAST QUARTER OF THE NORTHWEST QUARTER OF SECTION |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10200 |
2351 Harvest Rd is owned and occupied by an individual who bought it in December 2025.
Source: Santa Rosa County records, as of January 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2351 HARVEST RD, JAY, FL 32565-4810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 18, 2025 | Warranty Deed, Transfer UNKNOWN, CLEAR TTL OF NORTHWEST FL LL |
| Oct 18, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage MEMBERS FIRST CREDIT UNION OF FLORIDA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on File |
| Deed Sale | Dec 18, 2025 · Amount on File |
| Prior Sale | Oct 18, 2022 · Amount on File |
| Deed Document Number | 202559119 |
| Deed Book / Page | 4690 / 1352 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Dec 18, 2025 |
| Property Address | 2351 HARVEST RD, JAY, FL 32565-4810 |
| Document Number | 0046901352 |
| Book / Page | 4690 / 1352 |
| Map Reference | MB 3439 PG 1186 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 202559119 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2026 |
| Title Company | UNKNOWN, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount on Record |
|---|---|
| Tax | $2,366.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7731 TIDWELL RD, PACE, FL 32571-9412 |
| Name | Verified Name |
|---|---|
| Address | 2351 HARVEST RD, JAY, FL 32565-4810 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 18, 2022 |
| Property Address | 2351 HARVEST RD, JAY, FL 32565-4810 |
| Document Number | 0043362074 |
| Book / Page | 4336 / 2074 |
| Instrument Date | Oct 14, 2022 |
| Instrument | 202259351 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,820.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 355, JAY, FL 32565-0355 |
| Name | Verified Name |
|---|---|
| Address | 2351 HARVEST RD, JAY, FL 32565-4810 |
| Document Number | 0043370001 |
|---|---|
| Date | Oct 18, 2022 |
| Book Page | 4337/1 |
| Instrument | 202259352 |
| Name | MEMBERS FIRST CREDIT UNION OF FLORIDA |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32591 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.12% |
| Index | 5-Year CMT |
| Max Rate | 10.1% |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $1,944.00 (+0.41%) Homeowner's exemption | $199,447 (+1.67%) Land $13,500 Building $185,947 | $199,447 (+1.67%) Land $13,500 Building $185,947 |
| 2023 | $1,936.00 (+1,032.16%) | $196,162 (+1,353.05%) Land $13,500 Building $182,662 | $196,162 (+1,353.05%) Land $13,500 Building $182,662 |
| 2022 | $171.00 | $13,500 | $13,500 Land $13,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 2351 Harvest Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2351 Harvest Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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