228 Upper Saddle Cir, Conway, SC 29526 Property Records

Horry County property record for 228 Upper Saddle Cir, Conway, SC 29526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,203 sqft · built 2015
Lot Size	0.219 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$165,000 (May 2018)
Tax Bill	$911 (2025)
Deeds & Mortgages	May 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`415-05-02-0035`

Property Details

APN / Parcel Number

Primary APN	`415-05-02-0035`
Alternative APN	`1612701007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,203 sqft Living Area

Exterior

Year Built	Built 2015
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.219 acres)
Garage Type	Attached
Garage Area	546 sqft
Pool Area	312 sqft
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1612701007
Street Address	228 UPPER SADDLE CIR
City	CONWAY
State	SC
Zip	29526-7475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAROLINA COTTAGES; LT 7
Legal Subdivision	CAROLINA COTTAGES
Legal Lot Number	7
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	1
Census Block	1020
Census Tract	60406

Owner

228 Upper Saddle Cir is owned and occupied by two individuals who bought it in May 2018.

Source: Horry County records, as of February 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	228 UPPER SADDLE CIR, CONWAY, SC 29526-7475
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2018 · Amount on File
Deed Sale	May 24, 2018 · Amount on File
Prior Sale	Apr 17, 2015 · Amount on File
Deed Document Number	0041092957
Deed Book / Page	4109 / 2957
Record Updated	Jun 8, 2026

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HORRY SC
Recording Date	May 24, 2018
Property Address	228 UPPER SADDLE CIR, CONWAY, SC 29526-7475
Document Number	4109/2957
Book / Page	004109 / 002957
Instrument Date	May 22, 2018
Instrument	59378
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$611.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	29D RUTLAND LN MONROE NJ 088316684, MONROE, NJ 08831-6684

Tax Assessment & Valuation

The 2025 property tax bill for 228 Upper Saddle Cir was $911.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$911.00
2024		$18,746 (+99.04%) Land $5,504 Building $13,242	$312,426 (+99.04%) Land $91,734 Building $220,692
2023	$2,126.00	$9,418 Land $1,912 Building $7,506	$156,970 Land $31,870 Building $125,100
2021	$2,093.00	$9,418 Land $1,912 Building $7,506	$156,970 Land $31,870 Building $125,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 228 Upper Saddle Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (1987–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 228 Upper Saddle Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20