215 Upper Saddle Cir, Conway, SC 29526 Property Records

Horry County property record for 215 Upper Saddle Cir, Conway, SC 29526

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,137 sqft · built 2016
Lot Size	0.139 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$205,000 (Oct 2021)
Tax Bill	$964 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`415-04-04-0046`

Property Details

APN / Parcel Number

Primary APN	`415-04-04-0046`
Alternative APN	`1612701023`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,137 sqft Living Area

Exterior

Year Built	Built 2016
Architectural Style	Ranch
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.139 acres)
Porch	Open Porch
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Old Parcel Number	1612701023
Street Address	215 UPPER SADDLE CIR
City	CONWAY
State	SC
Zip	29526-7475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CAROLINA COTTAGES; LT 23
Legal Subdivision	CAROLINA COTTAGES
Legal Lot Number	23
Jurisdiction	HORRY SC
Township / Civil Division	CONWAY EAST
Census Block Group	1
Census Block	1021
Census Tract	60406

Owner

Source: Horry County records, as of February 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	215 UPPER SADDLE CIR, CONWAY, SC 29526-7475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2021 · Amount on File
Deed Sale	Oct 29, 2021 · Amount on File
Prior Sale	Jul 14, 2016 · Amount on File
Deed Document Number	0004479887
Deed Book / Page	4479 / 887
Record Updated	Jun 8, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Oct 29, 2021
Property Address	215 UPPER SADDLE CIR, CONWAY, SC 29526-7475
Document Number	0044790887
Book / Page	4479 / 887
Instrument Date	Oct 28, 2021
Transaction Type	Transfer
Record Updated	Apr 3, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	215 UPPER SADDLE CIR, CONWAY, SC 29526-7475

Mortgage

Document Number	0064701243
Date	Oct 29, 2021
Instrument	6470/1243

Lender

Name	T2 FINANCIAL

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	351 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$964.00
2024	$964.00 (+6.99%)	$9,659 (+68.39%) Land $3,600 Building $6,059	$241,470 (+68.39%) Land $90,000 Building $151,470
2023	$901.00 (+42.56%)	$5,736 (-) Land $1,176 Building $4,560	$143,400 (-) Land $29,400 Building $114,000
2021	$632.00	$5,736 Land $1,176 Building $4,560	$143,400 Land $29,400 Building $114,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (1987–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Oct 2016 · Hurricane Matthew
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20