Horry County property record for 240 Upper Saddle Cir, Conway, SC 29526
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,094 sqft · built 2015 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $232,000 (Nov 2025) |
| Tax Bill | $734 (2025) |
| Deeds & Mortgages | Nov 2025 Sale Feb 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 415-04-03-0043 |
| Primary APN | 415-04-03-0043 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,094 sqft Living Area |
| Year Built | Built 2015 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Old Parcel Number | 1612701010 |
|---|---|
| Street Address | 240 UPPER SADDLE CIR |
| City | CONWAY |
| State | SC |
| Zip | 29526-7475 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAROLINA COTTAGES; LT 10 |
| Legal Subdivision | CAROLINA COTTAGES |
| Legal Lot Number | 10 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | CONWAY EAST |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 60406 |
Source: Horry County records, as of February 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 205 DOUBLE EAGLE DR, MYRTLE BEACH, SC 29575-5150 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2025 | Warranty Deed, Transfer |
| Feb 16, 2022 | Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE |
| Feb 26, 2019 | Warranty Deed, Transfer · VA Mortgage WINTRUST MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 21, 2025 · Amount on Record |
| Deed Sale | Nov 21, 2025 · Amount on Record |
| Prior Sale | Feb 26, 2019 · Amount on Record |
| Deed Document Number | 2025000128689 |
| Deed Book / Page | 5015 / 3422 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Nov 21, 2025 |
| Property Address | 240 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Document Number | 0050153422 |
| Book / Page | 5015 / 3422 |
| Instrument Date | Nov 21, 2025 |
| Instrument | 2025000128689 |
| Transaction Type | Transfer |
| Record Updated | Dec 15, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $8.59 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 205 DOUBLE EAGLE DR, MYRTLE BEACH, SC 29575-5150 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 240 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Transaction Type | Mortgage |
| Record Updated | Apr 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 240 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Document Number | 65200000001651 |
|---|---|
| Date | Feb 16, 2022 |
| Book Page | 0000006520/0000001651 |
| Name | WINTRUST MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HORRY SC |
| Recording Date | Feb 26, 2019 |
| Property Address | 240 UPPER SADDLE CIR, CONWAY, SC 29526-7475 |
| Document Number | 4186/1968 |
| Book / Page | 004186 / 001968 |
| Instrument Date | Feb 25, 2019 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $581.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 240 UPPER SADDLE CIR CONWAY SC 295267475, CONWAY, SC 29526-7475 |
| Document Number | 6066/2523 |
|---|---|
| Date | Feb 26, 2019 |
| Book Page | 006066/002523 |
| Name | WINTRUST MTG |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 25, 2049 |
Source: Horry County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $734.00 | ||
| 2024 | $734.00 (+6.69%) | $14,119 (+131.19%) Land $5,444 Building $8,675 | $235,308 (+54.13%) Land $90,733 Building $144,575 |
| 2023 | $688.00 (+3.15%) | $6,107 (-33.33%) Land $1,235 Building $4,872 | $152,670 (-) Land $30,870 Building $121,800 |
| 2021 | $667.00 | $9,160 Land $1,852 Building $7,308 | $152,670 Land $30,870 Building $121,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 4 (1987–2016) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Oct 2016 · Hurricane Matthew |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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