228 Spring St, Old Fort, NC 28762 Property Records

McDowell County property record for 228 Spring St, Old Fort, NC 28762

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,316 sqft · built 1950
Lot Size0.344 acres (15,000 sqft)
OwnerIndividual Name on Record
Tax Bill$446 (2025)
Flood ZoneZone X (minimal risk)
APN0750-18-40-6269

Property Details

APN / Parcel Number

Primary APN0750-18-40-6269
Alternative APN
  • 37884

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,316 sqft Heated Area
FlooringTile
Interior WallsWallboard/Drywall
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1960
Exterior MaterialWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area15,000 sqft (0.344 acres)
Lot Dimensions150 ft deep x 100 ft wide
Garage Area616 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area336 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelOil

Location & Zoning

Account Number37884
Street Address228 SPRING ST
CityOLD FORT
StateNC
Zip28762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 1 & 2 BLK B.33 AC
Legal BlockB
Legal Lot Number1-2 2
JurisdictionMCDOWELL NC
Township / Civil DivisionOLD FORT
Census Block Group1
Census Block1028
Census Tract970700

Owner

Source: McDowell County records, as of September 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address210 N SPRING ST, OLD FORT, NC 28762-0079
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 1, 2004
Deed SaleMar 1, 2004
Deed Document Number0000077278
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityOld Fort Town
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$446.00 (+3%)$65,860 (-) Land $20,000 Building $45,860
2023$433.00$65,860 Land $20,000 Building $45,860$65,860 Land $20,000 Building $45,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1983–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OLD FORT
serves 1,700 people · EPA ID NC0156025
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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