McDowell County property record for 186 Spring St, Old Fort, NC 28762
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,064 sqft · built 1930 |
| Lot Size | 0.273 acres (11,895 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $30,000 (Jun 2000) |
| Tax Bill | $458 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 0750-18-40-7156 |
| Primary APN | 0750-18-40-7156 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,064 sqft Heated Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,895 sqft (0.273 acres) |
| Lot Dimensions | 183 ft deep x 65 ft wide |
| Porch | Porch |
| Cooling System | None |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Oil |
| Account Number | 30002 |
|---|---|
| Street Address | 186 SPRING ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-7751 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DB 261-683 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1028 |
| Census Tract | 970700 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 186 SPRING ST, OLD FORT, NC 28762-7751 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 1, 2000 · Amount on Record |
| Deed Sale | Jun 1, 2000 · Amount on Record |
| Deed Document Number | 0000061898 |
| Record Updated | Jun 8, 2026 |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $458.00 (+2.92%) | $67,660 (-) Land $20,000 Building $47,660 | |
| 2023 | $445.00 | $67,660 Land $20,000 Building $47,660 | $67,660 Land $20,000 Building $47,660 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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