176 Spring St, Old Fort, NC 28762 Property Records

McDowell County property record for 176 Spring St, Old Fort, NC 28762

Property Summary

Property TypeMobile Home
Details3 bd · 2 ba · 1,740 sqft · built 2005
Lot Size0.194 acres (8,418 sqft)
OwnerCompany Name on Record
Last Sale$20,000 (Jul 2009)
Tax Bill$773 (2025)
Flood ZoneZone X (minimal risk)
APN0750-18-40-7172

Property Details

APN / Parcel Number

Primary APN0750-18-40-7172
Alternative APN
  • 49925

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,740 sqft Heated Area
Gross Area1,868 sqft
1st Floor Area1,740 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Architectural StyleMobile/Manufactured
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,418 sqft (0.194 acres)
Lot Dimensions183 ft deep x 46 ft wide
PorchSlab

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number49925
Street Address176 SPRING ST
CityOLD FORT
StateNC
Zip28762
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Legal DescriptionDB334/996;DB367/405 407 &409
Legal SubdivisionSURVEY FOR FARMBOUND HOLDINGS
JurisdictionMCDOWELL NC
Township / Civil DivisionOLD FORT
Census Block Group1
Census Block1028
Census Tract970700

Owner

Source: McDowell County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 5474, ASHEVILLE, NC 28813-5474
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 1, 2009 · Amount on Record
Deed SaleJul 1, 2009 · Amount on Record
Deed Document Number20093057
Deed Book / Page996 / 729
Prior Transfer DateJun 3, 2009
Prior Transfer Doc0009960723
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: McDowell County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMcDowell County
MunicipalityOld Fort Town
Unified School DistrictMcDowell County Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$773.00 (+3.07%)$114,040 (-) Land $20,000 Building $94,040
2023$750.00$114,040 Land $20,000 Building $94,040$114,040 Land $20,000 Building $94,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 17 policies
Nearby Flood Policies17 in force
Nearby Flood Claims20 (1983–2024)
Claims Outside the SFHA6 of 20
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · above 71% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWN OF OLD FORT
serves 1,700 people · EPA ID NC0156025
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 179 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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