228 Michael Ave, Buffalo, NY 14212 Property Records

Erie County and Cheektowaga Town property record for 228 Michael Ave, Buffalo, NY 14212

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,662 sqft · built 1935
Lot Size	0.19 acres (8,276 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Aug 1997)
Tax Bill	$4,652 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`143001 112.28-2-15`

Property Details

APN / Parcel Number

Primary APN	`143001 112.28-2-15`
Alternative APNs	`30011122800002015000` `204 0015000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,662 sqft Living Area
1st Floor Area	1,041 sqft
2nd Floor Area	621 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	181 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	300 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	120 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	204 0015000
Street Address	228 MICHAEL AVE
City	BUFFALO
State	NY
Zip	14212-2118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1201-1275 PTS OF SL 29
Legal Subdivision	HOLLAND LAND COMPANYS SURVEY
Legal Block	2
Legal Lot Number	15.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	3
Census Block	3001
Census Tract	9900

Owner

Source: Erie County and Cheektowaga Town records, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 MICHAEL AVE, BUFFALO, NY 14212-2118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Deed of Trust, Mortgage · Line of Credit WESTERN DIVISION FCU
Jul 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage WESTERN NEW YORK FCU
May 15, 2018	Deed of Trust, Mortgage · Line of Credit WESTERN NEW YORK FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 1, 1997 · Amount on Record
Deed Sale	Aug 1, 1997 · Amount on Record
Deed Book / Page	10919 / 4726
Last Transfer Date	Jul 16, 2015
Transfer Doc	0112846766
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	228 MICHAEL AVE, SLOAN, NY 14212-2118
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MICHAEL AVE, SLOAN, NY 14212-2118

Mortgage

Document Number	0140980934
Date	Jul 25, 2023
Book Page	14098/934
Instrument	2023127439

Lender

Name	WESTERN DIVISION FCU
Type	Credit Union
Address	BUFFALO, NY 14221

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jul 24, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	228 MICHAEL AVE, SLOAN, NY 14212-2118
Transaction Type	Mortgage
Record Updated	Sep 2, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 MICHAEL AVE, SLOAN, NY 14212-2118

Mortgage

Document Number	0140033514
Date	Jul 8, 2021
Book Page	14003/3514
Instrument	2021131537

Lender

Name	WESTERN NEW YORK FCU
Type	Credit Union
Address	BUFFALO, NY 14224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	228 MICHAEL AVE, SLOAN, NY 14212-2118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138554796
Date	May 15, 2018
Book Page	13855/4796
Instrument	2018094240

Lender

Name	WESTERN NEW YORK FCU
Type	Credit Union
Address	BUFFALO, NY 14224

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 14, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Municipality	Sloan Village
Unified School District	Cheektowaga-Sloan Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,652.00 (-15.63%)	$153,000 (-) Land $13,000 Building $140,000	$204,000 (+6.67%) Land $17,333 Building $186,667
2024	$5,514.00 Homeowner's exemption	$153,000 (-) Land $13,000 Building $140,000	$191,250 (+13.75%) Land $16,250 Building $175,000
2023	Homeowner's exemption	$153,000 Land $13,000 Building $140,000	$168,132 Land $14,286 Building $153,846

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (1978–1997)
Most Recent Claim	Sep 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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