Cumberland County and Scarborough Town property record for 228 Holmes Rd, Scarborough, ME 04074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,300 sqft · built 1958 |
| Lot Size | 10.9 acres (474,804 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $6,247 (2025) |
| Deeds & Mortgages | Mar 2018 Mortgage Jun 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | R023009 |
| Primary APN | R023009 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,300 sqft Living Area |
| Gross Area | 5,264 sqft |
| 1st Floor Area | 1,192 sqft |
| Attic | Attic |
| Attic Area | 1,056 sqft |
| Basement Area | 832 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1958 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 474,804 sqft (10.9 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Account Number | 442 |
|---|---|
| Street Address | 228 HOLMES RD |
| City | SCARBOROUGH |
| State | ME |
| Zip | 04074-8410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 16 |
| Legal Lot Number | 9 |
| Jurisdiction | SCARBOROUGH ME |
| Township / Civil Division | SCARBOROUGH |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 17306 |
228 Holmes Rd, a single family home, is owned by an individual.
Source: Cumberland County and Scarborough Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1011, SCARBOROUGH, ME 04070-1011 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 12, 2018 | Deed of Trust, Mortgage BANGOR SAVINGS BANK |
| Jun 12, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCARBOROUGH ME |
| Property Address | 228 HOLMES RD, SCARBOROUGH, ME 04074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0347050108 |
|---|---|
| Date | Mar 12, 2018 |
| Book Page | 34705/0108 |
| Instrument | 000000011281 |
| Name | BANGOR SAVINGS BANK |
|---|
| Amount | Amount on Record |
|---|---|
| Term | 264 Months |
| Due | Mar 12, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCARBOROUGH ME |
| Property Address | 228 HOLMES RD, SCARBOROUGH, ME 04074 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0367990169 |
|---|---|
| Date | Jun 12, 2020 |
| Book Page | 36799/169 |
| Instrument | 31346 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jul 1, 2045 |
The 2025 property tax bill for 228 Holmes Rd was $6,247.
Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Scarborough Town |
| Unified School District | Scarborough (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,247.00 | $551,400 Land $223,300 Building $328,100 |
| 2023 | $6,155.00 (+3.78%) | $385,400 (-) Land $160,900 Building $224,500 |
| 2022 | $5,931.00 | $385,400 Land $160,900 Building $224,500 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 228 Holmes Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 228 Holmes Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 59 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Fidium Fiber DSL | 100 / 40 |
4G LTE (outdoors only), no 5G reported
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