238 Holmes Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 238 Holmes Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,186 sqft · built 2016
Lot Size	3.67 acres (159,865 sqft)
Owner	2 Individual Names on File
Last Sale	$799,000 (Dec 2022)
Tax Bill	$8,922 (2025)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Jun 2021 Refinance
Flood Zone	Zone X (minimal risk)
APN	`R024041A`

Property Details

APN / Parcel Number

Primary APN	`R024041A`
Alternative APNs	`SCAR M:R024 L:041A` `7064`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,186 sqft Living Area
Gross Area	5,284 sqft
1st Floor Area	2,186 sqft
Basement Area	2,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	159,865 sqft (3.67 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	7064
Street Address	238 HOLMES RD
City	SCARBOROUGH
State	ME
Zip	04074-9839
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Lot Number	41A
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	1
Census Block	1008
Census Tract	17306

Owner

238 Holmes Rd is owned and occupied by two individuals who bought it in December 2022.

Source: Cumberland County and Scarborough Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	238 HOLMES RD, SCARBOROUGH, ME 04074-9839
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage SACO & BIDDEFORD SAVINGS
Jun 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CAMDEN NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on File
Deed Sale	Dec 20, 2022 · Amount on File
Prior Sale	Jun 20, 2016 · Amount on File
Deed Document Number	202261304
Deed Book / Page	39906 / 337
Record Updated	Sep 20, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Dec 20, 2022
Property Address	238 HOLMES RD, SCARBOROUGH, ME 04074-9839
Document Number	0399060337
Book / Page	39906 / 337
Instrument Date	Dec 20, 2022
Instrument	61304
Transaction Type	Transfer
Record Updated	Jan 2, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	876 RIVER RD, WINDHAM, ME 04062-4761

Mortgage

Document Number	0000061305
Date	Dec 20, 2022
Instrument	61305

Lender

Name	SACO & BIDDEFORD SAVINGS
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	5.63%
Type Change Date	Jan 1, 2026
Max Rate At Change	2.75%
Index	1-Year CMT

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	238 HOLMES RD, SCARBOROUGH, ME 04074-9839
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0382660196
Date	Jun 2, 2021
Book Page	38266/196
Instrument	39082

Lender

Name	CAMDEN NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 238 Holmes Rd was $8,922.

Source: Cumberland County and Scarborough Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,922.00	$787,500 Land $164,400 Building $623,100
2023	$7,610.00 (+3.78%)	$476,500 (-) Land $114,800 Building $361,700
2022	$7,333.00	$476,500 Land $114,800 Building $361,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 238 Holmes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 238 Holmes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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