225 Holmes Rd, Scarborough, ME 04074 Property Records

Cumberland County and Scarborough Town property record for 225 Holmes Rd, Scarborough, ME 04074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,768 sqft · built 1998
Lot Size	2.49 acres (108,464 sqft)
Owner	2 Individual Names on File
Last Sale	$715,000 (Jul 2026)
Tax Bill	$5,961 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R023013A`

Property Details

APN / Parcel Number

Primary APN	`R023013A`
Alternative APNs	`SCAR M:R023 L:013A` `1467`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	1,768 sqft Living Area
Gross Area	3,644 sqft
1st Floor Area	884 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	108,464 sqft (2.49 acres)
Garage Type	Carport
Carport	Carport
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1467
Street Address	225 HOLMES RD
City	SCARBOROUGH
State	ME
Zip	04074-9129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	16
Legal Lot Number	13A
Jurisdiction	SCARBOROUGH ME
Township / Civil Division	SCARBOROUGH
Census Block Group	2
Census Block	2020
Census Tract	17306

Owner

225 Holmes Rd is owned by two individuals who bought it in July 2026.

Source: Cumberland County and Scarborough Town records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	43 CALAIS ST, SOUTH PORTLAND, ME 04106-6202
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2026	Warranty Deed, Transfer · Conventional Mortgage COMMUNITY BANK
Feb 13, 2018	Deed of Trust, Mortgage BANGOR SAVINGS BANK
Jun 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 16, 2026 · Amount on File
Deed Sale	Jul 16, 2026 · Amount on File
Deed Document Number	202629414
Deed Book / Page	42400 / 300
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCARBOROUGH ME
Recording Date	Jul 16, 2026
Property Address	225 HOLMES RD, SCARBOROUGH, ME 04074-9129
Document Number	0000029414
Book / Page	42400 / 300
Instrument Date	Jul 8, 2026
Instrument	202629414
Transaction Type	Transfer
Record Updated	Aug 5, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	43 CALAIS ST, SOUTH PORTLAND, ME 04106-6202

Mortgage

Date	Jul 16, 2026

Lender

Name	COMMUNITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.48%
Max Rate	-1%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	225 HOLMES RD, SCARBOROUGH, ME 04074-9129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0346510095
Date	Feb 13, 2018
Book Page	34651/0095
Instrument	000000006885

Lender

Name	BANGOR SAVINGS BANK

Agreement

Amount	Amount on Record
Term	156 Months
Due	Feb 13, 2031

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCARBOROUGH ME
Property Address	225 HOLMES RD, SCARBOROUGH, ME 04074-9129
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0368590214
Date	Jun 29, 2020
Book Page	36859/214
Instrument	35230

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	157 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 225 Holmes Rd was $5,961.

Source: Cumberland County and Scarborough Town assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Scarborough Town
Unified School District	Scarborough (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,961.00	$526,100 Land $154,700 Building $371,400
2023	$5,510.00 (+3.77%)	$345,000 (-) Land $107,300 Building $237,700
2022	$5,310.00	$345,000 Land $107,300 Building $237,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 225 Holmes Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 225 Holmes Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

4G LTE only, no 5G reported

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