228 E Cherry St, Carteret, NJ 07008 Property Records

Middlesex County and Carteret Borough property record for 228 E Cherry St, Carteret, NJ 07008

Property Summary

Property Type	Single Family Home
Details	2,858 sqft · built 1931
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Nov 2018)
Tax Bill	$11,128 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-03404-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`01-03404-0000-00010`
Alternative APNs	`01000890000000100002` `0103404000009999`

Interior

Building Area	2,858 sqft Living Area

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1931
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Location & Zoning

Old Parcel Number	0103404000009999
Street Address	228 E CHERRY ST
City	CARTERET
State	NJ
Zip	07008-1742
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Subdivision	GROUP BUILDERS
Legal Block	3404
Legal Lot Number	10
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	CARTERET
Census Block Group	3
Census Block	3006
Census Tract	3700

Owner

Source: Middlesex County and Carteret Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 E CHERRY ST, CARTERET, NJ 07008-1742
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2022	Deed of Trust, Mortgage · Commercial Mortgage HOMETAP INVESTMENT PARTNERS III SPV LLC
Jul 16, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED NORTHERN MORTGAGE BANKERS LTD
Jan 17, 2020	Deed of Trust, Mortgage · VA Mortgage FIRSTBANK
Nov 26, 2018	Grant Deed, Transfer · VA Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 26, 2018 · Amount on Record
Deed Sale	Nov 26, 2018 · Amount on Record
Prior Sale	May 31, 1988 · Amount on Record
Deed Document Number	2018100482
Deed Book / Page	17357 / 1217
Prior Transfer Date	Nov 20, 2018
Prior Transfer Doc	0000100482
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	228 E CHERRY ST, CARTERET, NJ 07008-1742
Transaction Type	Mortgage
Record Updated	Sep 12, 2022
Title Company	CLEAREDGE TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000076301
Date	Aug 26, 2022
Book Page	19022/1895
Instrument	2022076301

Lender

Name	HOMETAP INVESTMENT PARTNERS III SPV LLC
Type	Non-Lending Institution
Address	BOSTON, MA 02199

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	228 E CHERRY ST, CARTERET, NJ 07008-1742
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	TITLE GUARANTY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063257
Date	Jul 16, 2020
Book Page	17947/209
Instrument	2020063257

Lender

Name	UNITED NORTHERN MORTGAGE BANKERS LTD
Type	Mortgage Company
Address	LEVITTOWN, NY 11756

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	228 E CHERRY ST, CARTERET, NJ 07008-1742
Document Number	0000013623
Instrument Date	Jan 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 27, 2020
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E CHERRY ST CARTERET NJ 070081742, CARTERET, NJ 07008-1742

Mortgage

Document Number	0000013623
Date	Feb 10, 2020
Book Page	017779/000888
Instrument	13623

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 9, 2050

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Nov 26, 2018
Property Address	228 E CHERRY ST, CARTERET, NJ 07008-1742
Document Number	0000100482
Book / Page	017357 / 001217
Instrument Date	Nov 20, 2018
Instrument	100482
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	120 SCHINDLER CT EAST RUTHERFORD NJ 070732206, EAST RUTHERFORD, NJ 07073-2206

Mortgage

Document Number	100483
Date	Nov 26, 2018
Book Page	017357/001222
Instrument	100483

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37067

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Middlesex County and Carteret Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Carteret Borough
Unified School District	Carteret Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$709,700 (-) Land $330,000 Building $379,700	$709,700 (-) Land $330,000 Building $379,700
2025	$11,128.00 (-1.44%)	$709,700 (+100.37%) Land $330,000 Building $379,700	$709,700 (+100.37%) Land $330,000 Building $379,700
2024	$11,291.00 (+5.56%)
2023		$354,200 Land $120,000 Building $234,200	$354,200 Land $120,000 Building $234,200
2022	$10,696.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1980–2021)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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