190 E Cherry St, Carteret, NJ 07008 Property Records

Middlesex County and Carteret Borough property record for 190 E Cherry St, Carteret, NJ 07008

Property Summary

Property Type	Single Family Home
Details	1,724 sqft · built 1985
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Mar 2018)
Tax Bill	$9,344 (2025)
Deeds & Mortgages	Aug 2022 Second Mortgage Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-03405-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`01-03405-0000-00012`
Alternative APN	`0100090000000012`

Interior

Stories	2 Stories
Building Area	1,724 sqft Living Area

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	0100090000000012
Street Address	190 E CHERRY ST
City	CARTERET
State	NJ
Zip	07008-1744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100
Legal Subdivision	CANDA REALTY CO
Legal Block	3405
Legal Lot Number	12
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	CARTERET
Census Block Group	3
Census Block	3005
Census Tract	3700

Owner

Source: Middlesex County and Carteret Borough records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	190 E CHERRY ST, CARTERET, NJ 07008-1744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage DISCOVER BANK
Jun 19, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Mar 12, 2018	Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 12, 2018 · Amount on Record
Deed Sale	Mar 12, 2018 · Amount on Record
Prior Sale	Dec 7, 2005 · Amount on Record
Deed Document Number	201819633
Deed Book / Page	17107 / 1302
Last Transfer Date	Jun 1, 2020
Transfer Doc	0000053833
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	190 E CHERRY ST, CARTERET, NJ 07008-1744
Transaction Type	Mortgage
Record Updated	Sep 16, 2022
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077282
Date	Aug 31, 2022
Book Page	19026/209
Instrument	2022077282

Lender

Name	DISCOVER BANK
Type	Bank
Address	GREENWOOD, DE 19950

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 17, 2032

June 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 19, 2020
Property Address	190 E CHERRY ST, CARTERET, NJ 07008-1744
Document Number	2020053833
Book / Page	17915 / 1614
Instrument Date	Jun 1, 2020
Instrument	2020053833
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	GOLDEN TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 E CHERRY ST, CARTERET, NJ 07008-1744

Mortgage

Document Number	2020053834
Date	Jun 19, 2020
Instrument	2020053834

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2035

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Mar 12, 2018
Property Address	190 E CHERRY ST, CARTERET, NJ 07008-1744
Document Number	201800019633
Book / Page	17107 / 1302
Map Reference	MAP769
Instrument Date	Jan 26, 2018
Instrument	201800019633
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	RIVER EDGE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,871.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15 HAMILTON DR, 15, PRINCETON JUNCTION, NJ 08550-2931

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	190 E CHERRY ST, CARTERET, NJ 07008-1744

Mortgage

Document Number	0000019634
Date	Mar 12, 2018
Book Page	17107/1308
Instrument	201800019634

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

Source: Middlesex County and Carteret Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Carteret Borough
Unified School District	Carteret Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$595,900 (-) Land $330,000 Building $265,900	$595,900 (-) Land $330,000 Building $265,900
2025	$9,344.00 (-4.58%)	$595,900 (+93.98%) Land $330,000 Building $265,900	$595,900 (+93.98%) Land $330,000 Building $265,900
2024	$9,793.00 (+5.56%)
2023		$307,200 Land $120,000 Building $187,200	$307,200 Land $120,000 Building $187,200
2022	$9,277.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1980–2021)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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