243 E Cherry St, Carteret, NJ 07008 Property Records

Middlesex County and Carteret Borough property record for 243 E Cherry St, Carteret, NJ 07008

Property Summary

Property Type	Single Family Home
Details	1,256 sqft · built 1955
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on Record
Last Sale	$580,000 (Jun 2026)
Tax Bill	$8,401 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-03603-0000-00004`

Property Details

APN / Parcel Number

Primary APN	`01-03603-0000-00004`
Alternative APN	`0100085000000004`

Interior

Building Area	1,256 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Colonial
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Deck Area	Deck Area

Location & Zoning

Old Parcel Number	0100085000000004
Street Address	243 E CHERRY ST
City	CARTERET
State	NJ
Zip	07008-1739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R50
Legal Description	50X100
Legal Block	3603
Legal Lot Number	4
Jurisdiction	MIDDLESEX NJ
Township / Civil Division	CARTERET
Census Block Group	3
Census Block	3008
Census Tract	3700

Owner

Source: Middlesex County and Carteret Borough records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	243 E CHERRY ST, CARTERET, NJ 07008-1739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed, Transfer · Conventional Mortgage MILESTONE MORTGAGE SOLUTIONS
Dec 23, 2025	Deed of Trust, Mortgage · Line of Credit UNITED ROOSEVELT SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 22, 2026 · Amount on Record
Deed Sale	Jun 22, 2026 · Amount on Record
Prior Sale	Feb 8, 1994 · Amount on Record
Deed Document Number	202639119
Deed Book / Page	20053 / 292
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MIDDLESEX NJ
Recording Date	Jun 22, 2026
Property Address	243 E CHERRY ST, CARTERET, NJ 07008-1739
Document Number	0000039119
Book / Page	20053 / 292
Instrument Date	Jun 8, 2026
Instrument	202639119
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$58,580.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E CHERRY ST, CARTERET, NJ 07008-1739

Mortgage

Document Number	0000039120,
Date	Jun 22, 2026
Instrument	202639120

Lender

Name	MILESTONE MORTGAGE SOLUTIONS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDDLESEX NJ
Property Address	243 E CHERRY ST, CARTERET, NJ 07008-1739
Transaction Type	Mortgage
Record Updated	Jan 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	243 E CHERRY ST, CARTERET, NJ 07008-1739

Mortgage

Document Number	0000079289
Date	Dec 23, 2025
Book Page	19910/1828
Instrument	2025079289

Lender

Name	UNITED ROOSEVELT SAVINGS BANK
Type	Bank
Address	CARTERET, NJ 07008

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Middlesex County and Carteret Borough assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Middlesex County
Municipality	Carteret Borough
Unified School District	Carteret Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$535,800 (-) Land $330,000 Building $205,800	$535,800 (-) Land $330,000 Building $205,800
2025	$8,401.00 (+8.18%)	$535,800 (+119.95%) Land $330,000 Building $205,800	$535,800 (+119.95%) Land $330,000 Building $205,800
2024	$7,766.00 (+5.57%)
2023		$243,600 Land $120,000 Building $123,600	$243,600 Land $120,000 Building $123,600
2022	$7,356.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	15 (1980–2021)
Claims Outside the SFHA	12 of 15
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 3 claims Hurricane Sandy, Oct 2012 · 4 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MIDDLESEX WATER COMPANY private · serves 233,376 people · EPA ID NJ1225001
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2019
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 419 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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