228 E Bruce Ave, Dayton, OH 45405 Property Records

Montgomery County property record for 228 E Bruce Ave, Dayton, OH 45405

Property Summary

Property Type	Garden / Court Apartments (5+ Units)
Details	4 bd · 1 ba · 4,956 sqft · built 1951
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Last Sale	$329,000 (Oct 2025)
Tax Bill	$9,137 (2024)
Deeds & Mortgages	Oct 2025 Sale & Mortgage Jan 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R72 10909 0033`

Property Details

APN / Parcel Number

Primary APN	`R72 10909 0033`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	12 Rooms
Units	4 Units
Stories	2 Stories
Building Area	4,956 sqft Total Area
1st Floor Area	1,652 sqft
2nd Floor Area	1,652 sqft
Basement Area	1,652 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Exterior Material	Brick Veneer
Construction Type	Wood
Lot Area	5,663 sqft
Lot Dimensions	138 ft deep x 40 ft wide
Patio Area	16 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	228 E BRUCE AVE
City	DAYTON
State	OH
Zip	45405-2613
Property Category	Commercial
Property Type	Residential > Multi-Unit > Garden / Court Apartments (5+ Units)
Legal Description	45913
Legal Subdivision	CITY/DAYTON
Legal Lot Number	33
Jurisdiction	MONTGOMERY OH
Township / Civil Division	DAYTON
Census Block Group	2
Census Block	2005
Census Tract	1100

Owner

Source: Montgomery County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	228 E BRUCE AVE, DAYTON, OH 45405-2613
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 16, 2025	Warranty Deed, Transfer · FHA Mortgage NEXA MORTGAGE LLC
Jan 27, 2022	Quit Claim Deed, Transfer Quitclaim
Nov 3, 2021	Warranty Deed, Transfer · Conventional Mortgage WESTERN OHIO MORTGAGE CORP
Dec 18, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 24, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 2025 · Amount on Record
Deed Sale	Oct 16, 2025 · Amount on Record
Prior Sale	Sep 5, 2023 · Amount on Record
Deed Document Number	2025-00057686
Record Updated	Jun 8, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Oct 16, 2025
Property Address	228 E BRUCE AVE, DAYTON, OH 45405-2613
Document Number	0000057686
Instrument Date	Sep 24, 2025
Instrument	2025-00057686
Transaction Type	Transfer
Record Updated	Oct 29, 2025
Title Company	NORTHEAST FL TITLE LLC, NORTHWEST FIDELITY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E BRUCE AVE, DAYTON, OH 45405-2613

Mortgage

Document Number	0000057687
Date	Oct 16, 2025
Instrument	2025-00057687

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Jan 27, 2022
Property Address	228 E BRUCE AVE, DAYTON, OH 45405-2613
Document Number	0000006006
Instrument Date	Dec 28, 2021
Instrument	2022-00006006
Transaction Type	Transfer
Record Updated	Feb 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8139 OLD FRAY PL #1041 # 1041, 1041, HUBER HEIGHTS, OH 45424

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Nov 3, 2021
Property Address	228 E BRUCE AVE, DAYTON, OH 45405-2613
Document Number	0000083988
Instrument Date	Oct 19, 2021
Instrument	2021-00083988
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	HOME SERVICES TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	228 E BRUCE AVE, DAYTON, OH 45405-2613

Mortgage

Document Number	0000083989
Date	Nov 3, 2021
Instrument	2021-00083989

Lender

Name	WESTERN OHIO MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Dec 18, 2019
Property Address	228 E BRUCE AVE, DAYTON, OH 45405-2613
Document Number	0000071108
Instrument Date	Nov 19, 2019
Instrument	71108
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 179 MASON OH 450400179, MASON, OH 45040-0179

September 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MONTGOMERY OH
Recording Date	Sep 24, 2019
Property Address	228 E BRUCE AVE, DAYTON, OH 45405-2613
Document Number	0000052325
Instrument Date	Aug 5, 2019
Instrument	52325
Transaction Type	Foreclosure
Record Updated	Oct 11, 2019
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Montgomery County
Municipality	Dayton City
Unified School District	Dayton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$92,750 (-16.72%) Land $37,120 Building $55,630
2024	$9,137.00 (-13.01%)	$111,370 (-) Land $37,120 Building $74,250
2023	$10,504.00 (+31.41%)	$111,370 (+48%) Land $37,120 Building $74,250	$265,000 (+23.26%) Land $106,070 Building $158,930
2022	$7,993.00	$75,250 Land $25,080 Building $50,170
2020			$215,000 Land $71,670 Building $143,330

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAYTON PUBLIC WATER SYSTEM serves 141,407 people · EPA ID OH5703512
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	470 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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