Livingston County property record for 2277 Spruce Rdg, Howell, MI 48855
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,833 sqft · built 1992 |
| Lot Size | 1.7 acres (74,052 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,764 (2025) |
| Deeds & Mortgages | Aug 2022 Line of Credit Aug 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-07-100-010 |
| Primary APN | 07-07-100-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,833 sqft Living Area |
| 1st Floor Area | 1,533 sqft |
| Basement Area | 1,533 sqft |
| Unfinished Basement | 1,230 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Lot Area | 74,052 sqft (1.7 acres) |
| Garage Area | 1,395 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2277 SPRUCE RDG |
|---|---|
| City | HOWELL |
| State | MI |
| Zip | 48855-6744 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | SEC 7 T3N R5E COMM AT S 1/4 COR OF COR, TH N 2666.99 FT, TH CONT N 304.51 FT, TH W 855 FT TO POB, TH W 145 FT, TH N 511.18 |
| Legal Range | 05E |
| Legal Township | 03N |
| Legal Section | 07 |
| Legal Tract | 712100 |
| Jurisdiction | LIVINGSTON MI |
| Township / Civil Division | OCEOLA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 712101 |
2277 Spruce Rdg is owned and occupied by two individuals.
Source: Livingston County records, as of August 17, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2277 SPRUCE RDG, HOWELL, MI 48855-6744 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 15, 2022 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA |
| Aug 3, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MTG/MI |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 2277 SPRUCE RDG, HOWELL, MI 48855-6744 |
| Transaction Type | Mortgage |
| Record Updated | Aug 26, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2277 SPRUCE RDG, HOWELL, MI 48855-6744 |
| Document Number | 0000022195 |
|---|---|
| Date | Aug 15, 2022 |
| Instrument | 2022R-022195 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LIVINGSTON MI |
| Property Address | 2277 SPRUCE RDG, HOWELL, MI 48855-6744 |
| Document Number | 0000023564 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2017 |
| Name | Verified Name |
|---|---|
| Address | 2277 SPRUCE RDG HOWELL MI 488556744, HOWELL, MI 48855-6744 |
| Document Number | 0000023564 |
|---|---|
| Date | Aug 11, 2017 |
| Instrument | 23564 |
| Name | FIFTH THIRD MTG/MI |
|---|---|
| Type | Mortgage Company |
| Address | GRAND RAPIDS, MI 49546 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 10, 2032 |
The 2025 property tax bill for 2277 Spruce Rdg was $3,764 with a homeowner's exemption.
Source: Livingston County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Livingston County |
| County Subdivision | Oceola Township |
| Unified School District | Howell Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,100 | $464,200 | |
| 2025 | $3,764.00 | ||
| 2023 | $184,200 | ||
| 2021 | $368,400 | ||
| 2019 | $3,102.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2277 Spruce Rdg in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2008
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 2277 Spruce Rdg is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 1,000 / 1,000 |
May also be available: Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures