2251 Spruce Rdg, Howell, MI 48855 Property Records

Livingston County property record for 2251 Spruce Rdg, Howell, MI 48855

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,212 sqft · built 1985
Lot Size	1.7 acres (74,052 sqft)
Owner	2 Individual Names on Record
Last Sale	$316,000 (May 2017)
Tax Bill	$4,476 (2025)
Deeds & Mortgages	May 2017 Sale Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-07-100-008`

Property Details

APN / Parcel Number

Primary APN	`07-07-100-008`
Alternative APN	`470707100008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,212 sqft Living Area
1st Floor Area	1,264 sqft
Basement Area	1,264 sqft
Unfinished Basement	1,264 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Wood Siding
Lot Area	74,052 sqft (1.7 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	2251 SPRUCE RDG
City	HOWELL
State	MI
Zip	48855-6744
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	SEC 7 T3N R5E COMM AT S 1/4 COR OF SEC, TH N 2666.99 FT, TH CONT N 304.51 FT, TH W 1145 FT TO POB, TH W 145 FT, N 510.72 FT,
Legal Range	05E
Legal Township	03N
Legal Section	07
Legal Tract	712100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	OCEOLA
Census Block Group	1
Census Block	1003
Census Tract	712101

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2251 SPRUCE RDG, HOWELL, MI 48855-6744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 10, 2017	Warranty Deed, Transfer LIVINGSTON TITLE AGENCY, LIVINGSTON TITLE AGCY
Dec 9, 2016	Deed of Trust, Mortgage · Line of Credit DFCU FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2017 · Amount on Record
Deed Sale	May 10, 2017 · Amount on Record
Prior Sale	Jan 27, 1999 · Amount on Record
Deed Document Number	201714092
Record Updated	Sep 20, 2026

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIVINGSTON MI
Recording Date	May 10, 2017
Property Address	2251 SPRUCE RDG, HOWELL, MI 48855-6744
Document Number	0000014092
Instrument Date	May 2, 2017
Instrument	14092
Transaction Type	Transfer
Record Updated	Jul 14, 2017
Title Company	LIVINGSTON TITLE AGENCY, LIVINGSTON TITLE AGCY

Transaction

Amount	Amount Recorded
Tax	$2,717.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	408 ARDMORE RD DES PLAINES IL 600162006, DES PLAINES, IL 60016-2006

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	2251 SPRUCE RDG, HOWELL, MI 48855-6744
Document Number	0000000310
Instrument Date	Dec 9, 2016
Transaction Type	Mortgage
Record Updated	Feb 28, 2017
Title Company	DFCU TITLE AGENCY LLC, DFCU TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2251 SPRUCE RDG HOWELL MI 488556744, HOWELL, MI 48855-6744

Mortgage

Document Number	0000000310
Date	Jan 4, 2017
Instrument	310

Lender

Name	DFCU FIN'L
Type	Funding / Finance Company
Address	DEARBORN, MI 48126

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Oceola Township
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$231,900 (+23.35%)	$463,800 (+23.35%)
2025	$4,476.00 (+24.54%)
2023		$188,000
2021			$376,000
2019	$3,594.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	1,000 / 1,000

May also be available: Xfinity.

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