22714 Rd N, Cloverdale, OH 45827 Property Records

Putnam County property record for 22714 Rd N, Cloverdale, OH 45827 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,638 sqft
Lot Size	2.66 acres (115,870 sqft)
Owner	2 Individual Names on File
Last Sale	$30,000 (Apr 2005)
Tax Bill	$3,359 (2025)
Deeds & Mortgages	Oct 2025 Line of Credit Jul 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`10-002041.0100`

Property Details

APN / Parcel Number

Primary APN	`10-002041.0100`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,638 sqft Living Area
1st Floor Area	1,398 sqft
Upper Floors Area	480 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	115,870 sqft (2.66 acres)

Exterior Amenities

Porch	Slab
Porch Area	360 sqft
Granary	504 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	22714 ROAD N
City	CLOVERDALE
State	OH
Zip	45827-9426
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 5E 04 SWPT SE SW VAL INCL 10-0020.41.0300
Legal Range	5E
Legal Township	1S
Legal Section	04
Jurisdiction	PUTNAM OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1020
Census Tract	30700

Owner

Source: Putnam County records · APN 10-002041.0100

Assessment roll updated July 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22714 ROAD N, CLOVERDALE, OH 45827-9426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2025	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Jul 13, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF PANDORA
Jun 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Jun 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Sep 03, 2020	Quit Claim Deed, Transfer · Line of Credit THE FIRST NATIONAL BANK OF PANDORA
Dec 06, 2018	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Dec 06, 2018	Deed of Trust, Mortgage · Commercial Mortgage THE FIRST NATIONAL BANK OF PANDORA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 21, 2005 · Amount on Record
Deed Sale	Apr 21, 2005 · Amount on Record
Deed Document Number	20052024
Deed Book / Page	555 / 1576
Last Transfer Date	Aug 21, 2020
Transfer Doc	00724/2237
Record Updated	Sep 20, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22714 ROAD N, CLOVERDALE, OH 45827-9426
Transaction Type	Mortgage
Record Updated	Nov 03, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00780/1407
Date	Oct 20, 2025
Book Page	780/1407
Instrument	202500004641

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	61 Months
Due	Nov 05, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22714 ROAD N, CLOVERDALE, OH 45827-9426
Transaction Type	Mortgage
Record Updated	Feb 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	701/0336
Date	Jul 13, 2018
Book Page	701/0336
Instrument	201800003152

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Aug 05, 2023

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22714 ROAD N, CLOVERDALE, OH 45827-9426
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	700/1045
Date	Jun 19, 2018
Book Page	700/1045
Instrument	201800002754

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22714 ROAD N, CLOVERDALE, OH 45827-9426
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	721/2425
Date	Jun 25, 2020
Book Page	721/2425
Instrument	202000002880

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 01, 2035

September 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PUTNAM OH
Recording Date	Sep 03, 2020
Property Address	22714 ROAD N, CLOVERDALE, OH 45827-9426
Document Number	00724/2237
Book / Page	724 / 2237
Instrument Date	Aug 21, 2020
Instrument	202000004434
Transaction Type	Transfer
Record Updated	Mar 14, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22714 ROAD N, ALGER, OH 45812

Mortgage

Document Number	202000004435
Date	Sep 03, 2020
Instrument	202000004435

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22714 ROAD N, CLOVERDALE, OH 45827-9426
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	705/0895
Date	Dec 06, 2018
Book Page	705/0895
Instrument	201800005535

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jul 01, 2048

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22714 ROAD N, CLOVERDALE, OH 45827-9426
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	705/0909
Date	Dec 06, 2018
Book Page	705/0909
Instrument	201800005536

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank
Address	PANDORA, OH 45877

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	56 Months
Due	Aug 05, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Jackson Township
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,359.00 (+1.91%) Homeowner's exemption	$96,690 (-) Land $10,150 Building $86,540	$276,260 (-) Land $29,000 Building $247,260
2024	$3,296.00 (-1.73%) Homeowner's exemption	$96,690 (+31.18%) Land $10,150 Building $86,540
2023	$3,354.00 (+11.54%) Homeowner's exemption Additional exemption filed	$73,710 (-) Land $7,270 Building $66,440	$276,260 (+31.18%) Land $29,000 Building $247,260
2022	$3,007.00 Homeowner's exemption	$73,710 Land $7,270 Building $66,440
2020			$210,600 Land $20,770 Building $189,830

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 9 locations within about half a mile of this property, a small sample

Provider	Technology	Download / Upload (Mbps)
Fort Jennings Telephone Company	Fiber	700 / 700
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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