22703 Rd N, Cloverdale, OH 45827 Property Records

Putnam County property record for 22703 Rd N, Cloverdale, OH 45827 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1980
Square Footage	1,344 sqft Living Area
Lot Size	54,494 sqft (1.25 acres)
Occupancy	Owner Occupied
Last Sale	$168,000 (2021)
Tax Bill	$1,765.00 (2025)

Owner

Source: Putnam County records · APN 10-005060.0300

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	22703 ROAD N, CLOVERDALE, OH 45827-9438
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 04, 2023	Warranty Deed, Transfer · Conventional Mortgage THE FIRST NATIONAL BANK OF PANDORA
Mar 01, 2022	Deed of Trust, Mortgage · Veterans Administration Mortgage PENNYMAC LOAN SERVICES LLC
Apr 30, 2021	Survivorship Deed, Transfer · Veterans Administration Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 02, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 30, 2021 · Amount on Record
Deed Sale	Apr 30, 2021 · Amount on Record
Prior Sale	Jul 02, 2018 · Amount on Record
Deed Doc Number	20212375
Deed Book / Page	733 / 1400
Record Refreshed	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	May 04, 2023
Property Address	22703 ROAD N, CLOVERDALE, OH 45827-9438
Document Number	00755/2491
Book / Page	755 / 2491
Instrument Date	May 04, 2023
Instrument	202300001487
Transaction Type	Transfer
Record Updated	Aug 01, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	22703 ROAD N, CLOVERDALE, OH 45827-9438
Investor	Possibly a Property Investor

Mortgage

Document Number	202300001488
Date	May 04, 2023
Instrument	202300001488

Lender

Name	THE FIRST NATIONAL BANK OF PANDORA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2053

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22703 ROAD N, CLOVERDALE, OH 45827-9438
Transaction Type	Mortgage
Record Updated	Mar 07, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00743/2374
Date	Mar 01, 2022
Book Page	743/2374
Instrument	202200000890

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2052

April 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	PUTNAM OH
Recording Date	Apr 30, 2021
Property Address	22703 ROAD N, CLOVERDALE, OH 45827-9438
Document Number	733/1400
Book / Page	733 / 1400
Instrument Date	Apr 26, 2021
Instrument	202100002375
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right Of Survivorship
Address	22703 ROAD N, CLOVERDALE, OH 45827-9438

Mortgage

Document Number	202100002376
Date	Apr 30, 2021
Instrument	202100002376

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PUTNAM OH
Recording Date	Jul 02, 2018
Property Address	22703 ROAD N, CLOVERDALE, OH 45827-9438
Document Number	700/2040
Book / Page	700 / 2040
Instrument Date	Jun 28, 2018
Instrument	201800002965
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Amount	Amount Recorded
Tax	$456.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	22714 ROAD N, CLOVERDALE, OH 45827-9426

Tax Assessment & Valuation

Source: Putnam County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Jackson Township
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,765.00 (-2.32%) Homeowner's exemption	$51,090 (+51.96%) Land $4,830 Building $46,260	$145,970 (-) Land $13,800 Building $132,170
2023	$1,807.00 (+29.63%) Additional exemption filed	$33,620 (-) Land $3,760 Building $29,860	$145,970 (+51.97%) Land $13,800 Building $132,170
2022	$1,394.00	$33,620 Land $3,760 Building $29,860
2020			$96,050 Land $10,740 Building $85,310

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (39137C), updated December 1, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not exposed less than 1% of the US · less than 1% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`10-005060.0300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Partial Baths	1 Partial Baths
Total Rooms	5 Rooms
Building Area	1,344 sqft Living Area
1st Floor	1,344 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Wood Construction
Roof Construction	Gable Roof Construction
Roof Material	Shingle Roof
Lot Area	54,494 sqft (1.25 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Electric Heating Fuel
Sewage	Sewage Connected
Water Source	Private Water Source

Location & Zoning

Street Address	22703 ROAD N
City	CLOVERDALE
State	OH
Zip	45827-9438
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	1S 5E 09 PAR 2 NE NW
Legal Range	5E
Legal Township	1S
Legal Section	09
Jurisdiction	PUTNAM OH
Minor Civil Division	JACKSON
Census Blockgroup	1
Census Block	1021
Census Tract	30700

Nearby Properties on Rd N

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