22551 Rd N, Cloverdale, OH 45827 Property Records

Putnam County property record for 22551 Rd N, Cloverdale, OH 45827

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,114 sqft · built 2009
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (Apr 2008)
Tax Bill	$5,415 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-005060.0600`

Property Details

APN / Parcel Number

Primary APN	`10-005060.0600`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
1st Floor Area	1,491 sqft
Upper Floors Area	266 sqft
Attic	Attic
Attic Area	1,428 sqft
Basement Area	1,491 sqft
Unfinished Basement	1,491 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	43,560 sqft (1 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Geothermal
Sewer	Connected
Water Source	Private

Location & Zoning

Street Address	22551 ROAD N
City	CLOVERDALE
State	OH
Zip	45827-9438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1S 5E 09 PAR 5 NE NW
Legal Range	5E
Legal Township	1S
Legal Section	09
Jurisdiction	PUTNAM OH
Township / Civil Division	JACKSON
Census Block Group	1
Census Block	1021
Census Tract	30700

Owner

Source: Putnam County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22551 ROAD N, CLOVERDALE, OH 45827-9438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 12, 2022	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU
Feb 17, 2021	Deed of Trust, Mortgage SUPERIOR CU INC
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit SUPERIOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 4, 2008 · Amount on Record
Deed Sale	Apr 4, 2008 · Amount on Record
Prior Sale	Apr 25, 2006 · Amount on Record
Deed Document Number	20081895
Deed Book / Page	590 / 1761
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22551 ROAD N, CLOVERDALE, OH 45827-9438
Transaction Type	Mortgage
Record Updated	Mar 8, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00750/2289
Date	Oct 12, 2022
Book Page	750/2289
Instrument	202200004500

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	144 Months
Due	Oct 3, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22551 ROAD N, CLOVERDALE, OH 45827-9438
Transaction Type	Mortgage
Record Updated	Mar 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	730/1741
Date	Feb 17, 2021
Book Page	730/1741
Instrument	202100000786

Lender

Name	SUPERIOR CU INC
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PUTNAM OH
Property Address	22551 ROAD N, CLOVERDALE, OH 45827-9438
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	719/1016
Date	Apr 16, 2020
Book Page	719/1016
Instrument	202000001566

Lender

Name	SUPERIOR CU
Type	Credit Union
Address	LIMA, OH 45807

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 9, 2040

Tax Assessment & Valuation

Source: Putnam County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Putnam County
County Subdivision	Jackson Township
Unified School District	Ottoville Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,415.00 (+2.58%) Homeowner's exemption	$157,460 (-) Land $4,550 Building $152,910	$451,000 (+0.25%) Land $13,000 Building $438,000
2024	$5,279.00 (-0.28%) Homeowner's exemption	$157,460 (+35.66%) Land $4,550 Building $152,910
2023	$5,294.00 (+12.59%) Homeowner's exemption Additional exemption filed	$116,070 (-) Land $3,570 Building $112,500	$449,890 (+35.66%) Land $13,000 Building $436,890
2022	$4,702.00 Homeowner's exemption	$116,070 Land $3,570 Building $112,500
2020			$331,630 Land $10,200 Building $321,430

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 1, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FJ Communications Fiber	700 / 700
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20

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