Madison County and Oneida City property record for 227 W Elm St, Oneida, NY 13421
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,314 sqft · built 1890 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $115,000 (May 2022) |
| Tax Bill | $3,901 (2026) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Aug 2017 Sale & Mortgage |
| APN | 251201 30.71-2-9 |
| Primary APN | 251201 30.71-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,314 sqft Living Area |
| 1st Floor Area | 924 sqft |
| Upper Floors Area | 390 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 10,890 sqft (0.25 acres) |
| Lot Dimensions | 160 ft deep x 68 ft wide |
| Garage Type | Detached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 500 sqft |
| Porch | Slab |
| Porch Area | 226 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 227 W ELM ST |
|---|---|
| City | ONEIDA |
| State | NY |
| Zip | 13421-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | MADISON NY |
| Township / Civil Division | ONEIDA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30102 |
Source: Madison County and Oneida City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 227 W ELM ST, ONEIDA, NY 13421-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 4, 2022 | Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP |
| Aug 3, 2017 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 4, 2022 · Amount on Record |
| Deed Sale | May 4, 2022 · Amount on Record |
| Prior Sale | Aug 3, 2017 · Amount on Record |
| Deed Document Number | 20222661 |
| Prior Transfer Date | Aug 21, 2000 |
| Prior Transfer Doc | 1168000129 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | May 4, 2022 |
| Property Address | 227 W ELM ST, ONEIDA, NY 13421-1326 |
| Document Number | 0000000661 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022-2661 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1007 MARGOT AVE, CHITTENANGO, NY 13037-9747 |
| Document Number | 0000000662 |
|---|---|
| Date | May 4, 2022 |
| Instrument | 2022-2662 |
| Name | HOMESTEAD FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MADISON NY |
| Recording Date | Aug 3, 2017 |
| Property Address | 227 W ELM ST, ONEIDA, NY 13421-1326 |
| Document Number | 0000004204 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 4204 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 305 W ELM ST ONEIDA NY 134211315, ONEIDA, NY 13421-1315 |
| Document Number | 4205 |
|---|---|
| Date | Aug 3, 2017 |
| Instrument | 4205 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 2, 2047 |
Source: Madison County and Oneida City assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Madison County |
| Municipality | Oneida City |
| Unified School District | Oneida City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,901.00 (-1.49%) | ||
| 2025 | $3,960.00 (+113.13%) | $79,600 (-) Land $11,900 Building $67,700 | $112,113 (+7.04%) Land $16,761 Building $95,352 |
| 2023 | $79,600 (+6.7%) Land $11,900 Building $67,700 | $104,737 (+16.53%) Land $15,658 Building $89,079 | |
| 2022 | $1,858.00 | $74,600 Land $11,900 Building $62,700 | $89,880 Land $14,337 Building $75,543 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer
| FEMA Flood Zone | Not on file |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEIDA CITY serves 11,393 people · EPA ID NY2602381 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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